373 Pine Tree Rd, Lake Mary, FL 32746 Property Records

Seminole County property record for 373 Pine Tree Rd, Lake Mary, FL 32746

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,077 sqft · built 2000
Lot Size0.327 acres (14,250 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Feb 2020)
Tax Bill$5,029 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-20-30-507-0000-0010

Property Details

APN / Parcel Number

Primary APN15-20-30-507-0000-0010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,077 sqft Living Area
1st Floor Area2,081 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area14,250 sqft
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area317 sqft
Patio Area570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address373 PINE TREE RD
CityLAKE MARY
StateFL
Zip32746-3660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 VOLCHKO PB 53 PG 99
Legal Range30E
Legal Township20S
Legal Section15
Legal SubdivisionVOLCHKO SUB
Legal Tract507
Legal Lot Number1
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group3
Census Block3020
Census Tract20803

Owner

373 Pine Tree Rd is owned and occupied by an individual who bought it in February 2020.

Source: Seminole County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address373 PINE TREE RD, LAKE MARY, FL 32746-3660
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 7, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Mar 1, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2020 · Amount on File
Deed SaleFeb 7, 2020 · Amount on File
Prior SaleMar 1, 2017 · Amount on File
Deed Document Number2020014589
Deed Book / Page09534 / 0483
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address373 PINE TREE RD, LAKE MARY, FL 32746-3660
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 PINE TREE RD, LAKE MARY, FL 32746-3660

Mortgage

Document Number0098911507
DateApr 5, 2021
Book Page9891/1507
Instrument2021043449
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 7, 2020
Property Address373 PINE TREE RD, LAKE MARY, FL 32746-3660
Document Number0095340483
Book / Page09534 / 0483
Map ReferenceMB 53 PG 99
Instrument DateJan 31, 2020
Instrument2020014589
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6172 ELFIN HERB WAY, 6172, WINTER GARDEN, FL 34787-9508

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 PINE TREE RD, LAKE MARY, FL 32746-3660

Mortgage

Document Number0095340485
DateFeb 7, 2020
Instrument09534/0485
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 1, 2017
Property Address373 PINE TREE RD, LAKE MARY, FL 32746-3660
Document Number0088691881
Book / Page08869 / 1881
Map ReferenceMB53 PG99
Instrument DateFeb 24, 2017
Instrument2017021209
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2350 S US HWY 17, 2350, LONGWOOD, FL 32750

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 PINE TREE RD, LAKE MARY, FL 32746-3660

Mortgage

Document Number2017021210
DateMar 1, 2017
Instrument2017021210
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 373 Pine Tree Rd was $5,029 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityLake Mary City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,029.00 Homeowner's exemption$379,739$497,438 Land $135,000 Building $362,438
2023$4,457.00 (+2.65%) Homeowner's exemption$358,288 (+3%)$424,288 (-0.33%) Land $110,000 Building $314,288
2022$4,342.00 Homeowner's exemption$347,852$425,678 Land $100,000 Building $325,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 373 Pine Tree Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies208 units insured
incl. 156 condo units
Nearby Flood Claims12 (1995–2025)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2025
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 373 Pine Tree Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE MARY
serves 17,066 people · EPA ID FL3590201
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50

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