373 Jackson Arm Rd, Karnack, TX 75661 Property Records

Harrison County property record for 373 Jackson Arm Rd, Karnack, TX 75661

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 2004
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$266,000 (Sep 2024)
Tax Bill$3,159 (2025)
Deeds & MortgagesSep 2024 Mortgage
Sep 2021 Mortgage
Flood ZoneZone A (high risk)
APNR000045302

Property Details

APN / Parcel Number

Primary APNR000045302
Alternative APNs
  • 01940.00660.00000.000000
  • 0045302

Interior

Building Area1,200 sqft Living Area
Utility Area360 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area14,810 sqft (0.34 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Patio Area64 sqft
Shed1 Shed
Shed Area192 sqft
Canopy1,200 sqft

Location & Zoning

Account NumberR000045302
Street Address373 JACKSON ARM RD
CityKARNACK
StateTX
Zip75661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES: 0.340 LOT: 334 BLK: 10 SUBD: CYPRESS VILLAGE HSE
Legal SubdivisionCYPRESS VILLAGE
Legal Block10
Legal Lot Number334
JurisdictionHARRISON TX
Township / Civil DivisionWASKOM
Census Block Group1
Census Block1006
Census Tract20105

Owner

Source: Harrison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address550 COUNTY ROAD 307, DE BERRY, TX 75639-3020
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2024Vendor's Lien, Transfer · Conventional Mortgage
VERABANK NA
Sep 15, 2021Vendor's Lien, Transfer · Commercial Mortgage
CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2024 · Amount on Record
Deed SaleSep 3, 2024 · Amount on Record
Prior SaleSep 15, 2021 · Amount on Record
Deed Document Number20249773
Record UpdatedOct 29, 2026

September 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRISON TX
Recording DateSep 3, 2024
Property Address373 JACKSON ARM RD, KARNACK, TX 75661
Document Number0000009773
Map ReferenceCAB A SL 124B
Instrument DateAug 30, 2024
Instrument2024-000009773
Transaction TypeTransfer
Record UpdatedMar 20, 2026
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 COUNTY ROAD 307, DE BERRY, TX 75639-3020

Mortgage

Document Number0000009774
DateSep 3, 2024
Instrument2024-000009774
Lender
NameVERABANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2027
Change Frequency3 Years
Min Rate At Change5%
Max Rate At Change9.25%
Index3-Year CMT
Margin3
Max Rate15.2%

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRISON TX
Recording DateSep 15, 2021
Property Address373 JACKSON ARM RD, KARNACK, TX 75661
Document Number0000011354
Map ReferenceVOL 362 PG 379
Instrument DateSep 14, 2021
Instrument2021-000011354
Transaction TypeTransfer
Record UpdatedMar 20, 2026
Title CompanyCENTRAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8000 US HIGHWAY 80 E, MARSHALL, TX 75672-6514

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 121, MOUNT PLEASANT, TX 75456-0121

Mortgage

Document Number0000011355
DateSep 15, 2021
Instrument2021-000011355
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueSep 16, 2036
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHarrison County
Unified School DistrictKarnack Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,159.00 (+36.87%)$307,160 (-1.66%) Land $76,680 Building $230,480$307,160 (-1.66%) Land $76,680 Building $230,480
2024$2,308.00 (-22.55%)
2023$2,980.00$312,340 Land $87,640 Building $224,700$312,340 Land $87,640 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims26 (2016–2024)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Mar 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCVWS SITE 1
private · serves 426 people · EPA ID TX1020047
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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