3729 White Cliffs Dr, Castle Hayne, NC 28429 Property Records

New Hanover County property record for 3729 White Cliffs Dr, Castle Hayne, NC 28429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,927 sqft · built 2024
Lot Size	0.37 acres (16,117 sqft)
Owner	Trust Name on File
Last Sale	$285,000 (Jan 2024)
Tax Bill	$549 (2024)
Deeds & Mortgages	Jul 2024 Construction Loan Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02400-002-159-000`

Property Details

APN / Parcel Number

Primary APN	`R02400-002-159-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,927 sqft Living Area
1st Floor Area	2,148 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Lot Area	16,117 sqft (0.37 acres)
Terrain	Low
Garage Area	576 sqft
Porch	Slab
Porch Area	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3729 WHITE CLIFFS DR
City	CASTLE HAYNE
State	NC
Zip	28429-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD,PLANNED
Legal Description	LOT 200 PH 3 SEC 1 RIVER BLUFFS
Legal Subdivision	PHASE 3
Legal Block	2
Legal Lot Number	200
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	1
Census Block	1018
Census Tract	11503

Owner

3729 White Cliffs Dr is held in a trust since January 2024.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	730 EDGERTON DR, WILMINGTON, NC 28412-1725
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Deed of Trust, Mortgage · Construction Mortgage CORNING FEDERAL CREDIT UNION CORPORATION
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage CORNING FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Deed Document Number	2024413
Deed Book / Page	6683 / 847
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3729 WHITE CLIFFS DR, CASTLE HAYNE, NC 28429-8002
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 EDGERTON DR, WILMINGTON, NC 28412-1725

Mortgage

Document Number	00671602146
Date	Jul 11, 2024
Book Page	6716/2146
Instrument	2024016767

Lender

Name	CORNING FEDERAL CREDIT UNION CORPORATION
Address	1 CREDIT UNION PLZ, CORNING, NY 14830

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	1-Year CMT
Max Rate	11.6%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 5, 2024
Property Address	3729 WHITE CLIFFS DR, CASTLE HAYNE, NC 28429-8002
Document Number	00668300847
Book / Page	6683 / 847
Map Reference	MB 64 PG 180-185
Instrument Date	Jan 4, 2024
Instrument	2024000413
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3571 HANSA DR, CASTLE HAYNE, NC 28429-5863

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	730 EDGERTON DR, WILMINGTON, NC 28412-1725

Mortgage

Document Number	2024000414
Date	Jan 5, 2024
Instrument	2024000414

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$878,900 (+27.56%) Land $303,300 Building $575,600	$878,900 (+27.56%) Land $303,300 Building $575,600
2025		$689,000 Land $303,300 Building $385,700	$689,000 Land $303,300 Building $385,700
2024	$549.00 (-25.1%)
2023	$733.00 (-0.95%)	$140,300 Land $140,300	$140,300 Land $140,300
2022	$740.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3729 White Cliffs Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3729 White Cliffs Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum, Verizon.

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