Jefferson County property record for 3729 River Oaks Cir, Mountain Brook, AL 35223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,568 sqft · built 1968 |
| Lot Size | 1.18 acres (51,610 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Feb 2018) |
| Tax Bill | $5,935 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-11-4-001-029.000 |
| Primary APN | 28-00-11-4-001-029.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 3,136 sqft |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 51,610 sqft (1.18 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 364754 |
|---|---|
| Street Address | 3729 RIVER OAKS CIR |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35223-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 8 RIVER OAKS 1ST SECTOR 81/18 |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Subdivision | RIVER OAKS 1ST S 28-11-4 |
| Legal Lot Number | 8 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 10806 |
Source: Jefferson County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3729 RIVER OAKS CIR, MOUNTAIN BRK, AL 35223-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage MCGOWIN KING MORTGAGE |
| Feb 5, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on Record |
| Deed Sale | Feb 5, 2018 · Amount on Record |
| Prior Sale | Mar 15, 2016 · Amount on Record |
| Deed Document Number | 201811052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3729 RIVER OAKS CIR, MOUNTAIN BRK, AL 35223-2117 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3729 RIVER OAKS CIR, MOUNTAIN BRK, AL 35223-2117 |
| Document Number | 0000093315 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025093315 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3729 RIVER OAKS CIR, MOUNTAIN BRK, AL 35223-2117 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3729 RIVER OAKS CIR, MOUNTAIN BRK, AL 35223-2117 |
| Document Number | 0000059983 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020059983 |
| Name | MCGOWIN KING MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Feb 5, 2018 |
| Property Address | 3729 RIVER OAKS CIR, MOUNTAIN BRK, AL 35223-2117 |
| Document Number | 0000011052 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 2018011052 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3729 RIVER OAKS CIR, MOUNTAIN BRK, AL 35223-2117 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,935.00 (+7.03%) Homeowner's exemption | $54,940 (+48.57%) | $562,500 (+52.11%) Land $325,000 Building $237,500 |
| 2024 | $5,545.00 (+28.18%) | ||
| 2023 | $36,980 Land $18,130 Building $18,850 | $369,800 Land $181,300 Building $188,500 | |
| 2022 | $4,326.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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