3729 Pepper Ridge Dr, Mobile, AL 36693 Property Records

Mobile County property record for 3729 Pepper Ridge Dr, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Aug 2017)
Tax Bill	$590 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023305152000063251`

Property Details

APN / Parcel Number

Primary APN	`R023305152000063251`
Alternative APNs	`33 05 15 2 000 063.251` `02364881` `2364881`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2364881
Street Address	3729 PEPPER RIDGE DR
City	MOBILE
State	AL
Zip	36693-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 PEPPER RIDGE SUBD UNIT 3 IN MBK 49 PG 122 #SEC 15 T5S R2W #MP33 05 15 2 000
Legal Range	05S
Legal Township	05S
Legal Section	15
Legal Subdivision	RIDGE
Legal Lot Number	12
Legal Unit	3
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2005
Census Tract	3712

Owner

3729 Pepper Ridge Dr is owned and occupied by an individual who bought it in August 2017.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3729 PEPPER RIDGE DR, MOBILE, AL 36693-6501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 21, 2017	Warranty Deed, Transfer · Conventional Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Prior Sale	Mar 29, 2007
Deed Document Number	201747619
Deed Book / Page	7546 / 70
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3729 PEPPER RIDGE DR, MOBILE, AL 36693-6501
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 PEPPER RIDGE DR, MOBILE, AL 36693-6501

Mortgage

Document Number	0000042614
Date	Jun 23, 2022
Instrument	2022042614

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	May 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 21, 2017
Property Address	3729 PEPPER RIDGE DR, MOBILE, AL 36693-6501
Document Number	0000047619
Book / Page	7546 / 0070
Map Reference	MB 49 PG 122
Instrument Date	Aug 16, 2017
Instrument	2017047619
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3711 RIVIERE DU CHIEN RD, 3711, MOBILE, AL 36693-5445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 PEPPER RIDGE DR, MOBILE, AL 36693-6501

Mortgage

Document Number	0000047620
Date	Aug 21, 2017
Instrument	2017047620

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3729 Pepper Ridge Dr was $590 with exemptions applied.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$590.00 Homeowner's exemption Senior Citizen's exemption	$10,890 (-) Land $2,400 Building $8,490	$108,900 (-) Land $24,000 Building $84,900
2024	$590.00 (+22.41%) Homeowner's exemption Senior Citizen's exemption	$10,890 (+21%) Land $2,400 Building $8,490	$108,900 (+21%) Land $24,000 Building $84,900
2023	$482.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$9,000 Land $2,600 Building $6,400	$90,000 Land $26,000 Building $64,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3729 Pepper Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3729 Pepper Ridge Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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