Stanislaus County property record for 3728 Urmi Ave, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,940 sqft · built 1979 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Sep 2014) |
| Tax Bill | $3,236 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-007-012-000 |
| Primary APN | 053-007-012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,940 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3728 URMI AVE |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | NINEVEH ESTATES #1 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2503 |
3728 Urmi Ave is owned and occupied by two individuals who bought it in September 2014.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3728 URMI AVE, CERES, CA 95307-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 9, 2020 | Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2014 · Amount on File |
| Deed Sale | Sep 12, 2014 · Amount on File |
| Deed Document Number | 201460092 |
| Prior Transfer Date | Sep 9, 2014 |
| Prior Transfer Doc | 0000060091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3728 URMI AVE, CERES, CA 95307-3543 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 3728 UREMI AVDE, CERES, CA 95307 |
| Document Number | 0000000036 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2022-0000036 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3728 URMI AVE, CERES, CA 95307-3543 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 3728 URMI AVE, CERES, CA 95307-3543 |
| Document Number | 0000068868 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-0068868 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3728 URMI AVE, CERES, CA 95307-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000062730 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019-0062730 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3728 URMI AVE, CERES, CA 95307-3543 |
| Document Number | 0000050549 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/MODESTO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3728 URMI AVE CERES CA 953073543, CERES, CA 95307-3543 |
| Document Number | 0000050549 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 50549 |
| Name | VALLEY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | MODESTO, CA 95353-1411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 16, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3728 Urmi Ave was $3,236.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,236.00 | $281,944 (+2%) Land $73,548 Building $208,396 |
| 2025 | $3,236.00 | $276,416 Land $72,106 Building $204,310 |
| 2023 | $2,951.00 (+0.82%) | $265,684 Land $69,307 Building $196,377 |
| 2022 | $2,927.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3728 Urmi Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3728 Urmi Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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