3728 SE 27th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3728 SE 27th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,080 sqft · built 2001
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Oct 2022)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0070-00060-1820`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0070-00060-1820`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,080 sqft Heated Area
Gross Area	1,440 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3728 SE 27TH ST
City	OKEECHOBEE
State	FL
Zip	34974-6648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE ISLAND UNIT NO. 6 (PLAT BOOK 3 PAGE 57) LOT 182
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND UN 06
Legal Lot Number	182
Legal Unit	6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1000
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 80, GUSTAVUS, AK 99826-0080
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Aug 30, 2019	Quit Claim Deed, Transfer CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	2022013077
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 6, 2022
Property Address	3728 SE 27TH ST, OKEECHOBEE, FL 34974-6648
Document Number	0000013077
Map Reference	MB 3 PG 57
Instrument Date	Sep 22, 2022
Instrument	2022013077
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 N OAK ST, SHEPHERDSVILLE, KY 40165-6149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 GRANDPAS FARM RD, GUSTAVUS, AK 99826

Mortgage

Document Number	0000013078
Date	Oct 6, 2022
Instrument	2022013078

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2037

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 22, 2021
Property Address	3728 SE 27TH ST, OKEECHOBEE, FL 34974-6648
Document Number	0000000686
Map Reference	MB 3 PG 57
Instrument Date	Jan 15, 2021
Instrument	2021000686
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12219 185TH ST N, JUPITER, FL 33478-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 SE 27TH ST, OKEECHOBEE, FL 34974-6648

Mortgage

Document Number	0000000687
Date	Jan 22, 2021
Instrument	2021000687

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 30, 2019
Property Address	3728 SE 27TH ST, OKEECHOBEE, FL 34974-6648
Document Number	0008300230
Book / Page	000830 / 000230
Instrument Date	Aug 23, 2019
Instrument	9149
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 SE 27TH ST OKEECHOBEE FL 349746648, OKEECHOBEE, FL 34974-6648

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,835.00 (-5.47%)	$206,740 (+22.09%) Land $60,000 Building $146,740	$206,740 (+22.09%) Land $60,000 Building $146,740
2023	$2,999.00 (+16.38%)	$169,330 (+16.02%) Land $34,000 Building $135,330	$169,330 (+16.02%) Land $34,000 Building $135,330
2022	$2,577.00	$145,950 Land $34,000 Building $111,950	$145,950 Land $34,000 Building $111,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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