Gila County property record for 3728 N Elk Rub Ln, Pine, AZ 85544
| Property Type | Rural Home |
|---|---|
| Details | 2,755 sqft · built 1999 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $4,205 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 301-70-022 |
| Primary APN | 301-70-022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,755 sqft Living Area |
| 1st Floor Area | 2,755 sqft |
| Basement Area | 1,656 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 252 sqft |
| Balcony | Balcony |
| Balcony Area | 45 sqft |
| Cooling System | None |
|---|
| Account Number | R018323 |
|---|---|
| Street Address | 3728 N ELK RUB LN |
| City | PINE |
| State | AZ |
| Zip | 85544-5181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SUBDIVISION: SOLITUDE TRAILS - UNIT 1 LOT: 22 SECTION: 31 TOWNSHIP: 12N RANGE: 09E LOT 22 SOLITUDE TRAILS UNIT 1 PLAT 666 |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 31 |
| Legal Subdivision | SOLITUDE TRAILS |
| Legal Lot Number | 22 |
| Legal Unit | 1 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 100 |
Source: Gila County records, as of December 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | PO BOX 821, PINE, AZ 85544-0821 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 12, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 29, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 8, 2017 | Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Feb 21, 2017 | Intrafamily Transfer, Transfer · VA Mortgage STONEGATE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Feb 21, 2017 |
| Last Transfer Date | Mar 8, 2017 |
| Transfer Doc | 0000002282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 3728 N ELK RUB LN, PINE, AZ 85544-5181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005981 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 2023-005981 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 3728 N ELK RUB LN, PINE, AZ 85544-5181 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000002166 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-002166 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 3728 N ELK RUB LN, PINE, AZ 85544-5181 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000010010 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2017-010010 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 3728 N ELK RUB LN, PINE, AZ 85544-5181 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004793 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-004793 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Dec 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 8, 2017 |
| Property Address | 3728 N ELK RUB LN, PINE, AZ 85544-5181 |
| Document Number | 0000002282 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2282 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2017 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 821 PINE AZ 855440821, PINE, AZ 85544-0821 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Feb 21, 2017 |
| Property Address | 3728 N ELK RUB LN, PINE, AZ 85544-5181 |
| Document Number | 0000001716 |
| Map Reference | MAP666&666A |
| Instrument Date | Jan 3, 2017 |
| Instrument | 2017-001716 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3728 N ELK RUB LN, PINE, AZ 85544-5181 |
| Document Number | 0000001717 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 2017-001717 |
| Name | STONEGATE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Elementary School District | Pine Strawberry Elementary District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,758 (+47.73%) Land $6,611 Building $94,147 | $1,007,584 (+47.74%) Land $66,111 Building $941,473 | |
| 2025 | $4,205.00 (+6.73%) | ||
| 2024 | $68,202 Land $5,200 Building $63,002 | $682,015 Land $52,000 Building $630,015 | |
| 2023 | $3,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 88% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOLITUDE TRAILS DWID private · serves 90 people · EPA ID AZ0404233 |
|---|---|
| Water Source | Purchased groundwater from PINE STRAWBERRY WID |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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