3728 Monroe St, Dearborn, MI 48124 Property Records

Wayne County property record for 3728 Monroe St, Dearborn, MI 48124

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,356 sqft · built 1965
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2018)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`82-09-332-29-022`

Property Details

APN / Parcel Number

Primary APN	`82-09-332-29-022`

Interior

Stories	1 Story
Building Area	2,356 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3728 MONROE ST
City	DEARBORN
State	MI
Zip	48124-3620
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	BA
Legal Description	LOT 4 MONROE BOULEVARD ANNEX SUB
Legal Subdivision	MONROE BOULEVARD ANNEX
Legal Lot Number	4
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1029
Census Tract	575300

Owner

3728 Monroe St, a commercial property, is owned by two individuals who bought it in March 2018.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21916 WILDWOOD ST, DEARBORN, MI 48128-1437
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	201853431
Deed Book / Page	54251 / 1137
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	0502400426
Record Updated	Oct 29, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 7, 2018
Property Address	3728 MONROE ST, DEARBORN, MI 48124-3620
Document Number	0542511137
Book / Page	054251 / 001137
Instrument Date	Dec 30, 2014
Instrument	53431
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	MINNESOTA TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	705 S MILITARY DEARBORN MI 48126, DEARBORN, MI 48126

Mortgage

Document Number	542511140
Date	Mar 7, 2018
Book Page	054251/001140
Instrument	53433

Lender

Name	DEARBORN FSB
Type	Federal Savings Bank
Address	DEARBORN, MI 48124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	542670229,
Date	Mar 7, 2018
Book Page	054267/000229
Instrument	60334

Lender

Name	DEARBORN FSB
Type	Federal Savings Bank
Address	DEARBORN, MI 48124
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3728 Monroe St was $3,486.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,600 (+8.44%)	$213,200 (+8.44%)
2025	$3,486.00	$98,300	$196,600
2023	$3,134.00	$98,700	$197,400
2019	$3,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3728 Monroe St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	23 (2003–2023)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2021 · 2 claims Severe Storms And Flooding, Aug 2014 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3728 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 983 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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