3728 Memorial Dr, Waco, TX 76711 Property Records

McLennan County property record for 3728 Memorial Dr, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,044 sqft · built 1943
Lot Size0.238 acres (10,360 sqft)
Owner2 Individual Names on Record
Tax Bill$2,477 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN48-022000-052600-1

Property Details

APN / Parcel Number

Primary APN48-022000-052600-1
Alternative APNs
  • 4802200005260010111
  • 175982

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,044 sqft Living Area
1st Floor Area1,044 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,360 sqft (0.238 acres)
Lot Dimensions185 ft deep x 56 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Patio Area288 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemCentral

Location & Zoning

Street Address3728 MEMORIAL DR
CityWACO
StateTX
Zip76711-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionHAYS HTS 2 LOT C5 A6 BLOCK 2 ACRES .2378
Legal SubdivisionHAYS HTS 2
Legal Block2
Legal Lot NumberC5
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2015
Census Tract4300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3728 MEMORIAL DR, WACO, TX 76711-1456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CTRL CU
Apr 2, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 14, 2019
Transfer Doc0000010792
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3728 MEMORIAL DR, WACO, TX 76711-1456
Document Number0000019186
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6201 SANGER AVE WACO TX 767105649, WACO, TX 76710-5649

Mortgage

Document Number0000019186
DateJun 12, 2020
Instrument19186
Lender
NameFIRST CTRL CU
TypeCredit Union
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 11, 2025
Interest
Rate TypeAdjustable Rate

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateApr 2, 2019
Property Address3728 MEMORIAL DR, WACO, TX 76711-1456
Document Number0000010792
Instrument DateMar 14, 2019
Instrument10792
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3728 MEMORIAL DR WACO TX 767111456, WACO, TX 76711-1456

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,273 (-9.45%) Land $20,720 Building $94,553$115,273 (-9.45%) Land $20,720 Building $94,553
2025$2,477.00 (-6.14%)$127,300 (+7.34%) Land $18,750 Building $108,550$127,300 (+7.34%) Land $18,750 Building $108,550
2024$2,639.00 (+14%)
2023$118,590 Land $18,750 Building $99,840$118,590 Land $18,750 Building $99,840
2022$2,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

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