3728 McKay Rd, Batavia, OH 45103 Property Records

Clermont County property record for 3728 McKay Rd, Batavia, OH 45103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,780 sqft · built 1994
Lot Size	0.499 acres (21,736 sqft)
Owner	Individual Name on Record
Last Sale	$131,500 (Sep 1994)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-23B-080`

Property Details

APN / Parcel Number

Primary APN	`03-20-23B-080`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
1st Floor Area	432 sqft
Basement Area	210 sqft
Unfinished Basement	210 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	21,736 sqft (0.499 acres)
View / Lot	Cul-de-sac
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	79 sqft
Deck Area	162 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3728 MCKAY RD
City	BATAVIA
State	OH
Zip	45103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUXTON MEADOWS BLOCK H; LOT 116
Legal Subdivision	BUXTON MEADOWS BLOCK H
Legal Block	H
Legal Lot Number	116
Jurisdiction	CLERMONT OH
Township / Civil Division	BATAVIA
Census Block Group	2
Census Block	2003
Census Tract	41104

Owner

Source: Clermont County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3728 MCKAY RD, BATAVIA, OH 45103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit SHAREFAX CREDIT UNION
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 1994 · Amount on Record
Deed Sale	Sep 27, 1994 · Amount on Record
Prior Sale	Apr 21, 1994 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	May 11, 2026
Property Address	3728 MCKAY RD, BATAVIA, OH 45103
Document Number	0000010444
Book / Page	3022 / 4712
Instrument Date	May 6, 2026
Instrument	202610444
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010444,
Date	May 11, 2026
Book Page	3022/4712
Instrument	202610444

Lender

Name	SHAREFAX CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3728 MCKAY RD, BATAVIA, OH 45103
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015563
Date	May 13, 2021
Book Page	2880/2560
Instrument	202100015563

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3728 MCKAY RD, BATAVIA, OH 45103
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014823
Date	Jun 2, 2022
Book Page	2921/488
Instrument	202200014823

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Batavia Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,994.00 (-58.2%)	$84,670 (-) Land $13,370 Building $71,300
2024			$241,900 (-) Land $38,200 Building $203,700
2023	$7,163.00 (+237.56%) Homeowner's exemption	$84,670 (+46.87%) Land $13,370 Building $71,300	$241,900 (+46.87%) Land $38,200 Building $203,700
2022	$2,122.00 Homeowner's exemption	$57,650 Land $9,100 Building $48,550
2020			$164,700 Land $26,000 Building $138,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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