3728 Maple Knoll Dr, Monroe, NC 28112 Property Records

Union County property record for 3728 Maple Knoll Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,512 sqft · built 1997
Lot Size	0.991 acres (43,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,000 (Apr 2023)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Dec 2025 Transfer Apr 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-306-060`

Property Details

APN / Parcel Number

Primary APN	`04-306-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,974 sqft
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,168 sqft (0.991 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3728 MAPLE KNOLL DR
City	MONROE
State	NC
Zip	28112-7031
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#37 MAPLE KNOLL OPCE017
Legal Subdivision	MAPLE KNOLL
Legal Lot Number	37
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3015
Census Tract	21005

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Correction Deed
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 5, 2018	Deed of Trust, Mortgage · ARM CHARLOTTE METRO FCU
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	20239903
Deed Book / Page	8698 / 272
Record Updated	Oct 29, 2026

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Dec 23, 2025
Property Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031
Document Number	0009273831
Book / Page	9273 / 831
Map Reference	CAB E FILE 17
Instrument Date	Dec 23, 2025
Instrument	34217
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1704 HORTON ROLLINS RD, KERSHAW, SC 29067-8184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 28, 2023
Property Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031
Document Number	0008698272
Book / Page	8698 / 272
Map Reference	CAB E FILE 17
Instrument Date	Apr 27, 2023
Instrument	9903
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE INSURANCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1704 HORTON ROLLINS RD, KERSHAW, SC 29067-8184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5323 BARKWOOD DR, WEST CHESTER, OH 45069-5004

Mortgage

Document Number	0000009904
Date	Apr 28, 2023
Instrument	9904

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008617171
Date	Nov 30, 2022
Book Page	8617/171
Instrument	39556

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008398656
Date	Feb 14, 2022
Book Page	8398/656
Instrument	5615

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7169421
Date	Jun 5, 2018
Book Page	7169/421
Instrument	0015175

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Margin	2
Max Rate	9.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031
Document Number	7300653
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 MAPLE KNOLL DR MONROE NC 281127031, MONROE, NC 28112-7031

Mortgage

Document Number	7300653
Date	Jan 18, 2019
Book Page	007300/000653
Instrument	1427

Lender

Name	CHARLOTTE METRO CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2034

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3728 MAPLE KNOLL DR, MONROE, NC 28112-7031
Document Number	6956760
Book / Page	006956 / 000760
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 MAPLE KNOLL DR MONROE NC 281127031, MONROE, NC 28112-7031

Mortgage

Document Number	6956760
Date	Jun 21, 2017
Book Page	006956/000760
Instrument	17403

Lender

Name	CHARLOTTE METRO CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,600 (-) Land $72,400 Building $318,200	$390,600 (-) Land $72,400 Building $318,200
2025	$1,881.00 (+30.08%)	$390,600 (+71.32%) Land $72,400 Building $318,200	$390,600 (+71.32%) Land $72,400 Building $318,200
2023	$1,446.00	$228,000 Land $40,200 Building $187,800	$228,000 Land $40,200 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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