3728 Harlock Rd, Melbourne, FL 32934 Property Records

Brevard County property record for 3728 Harlock Rd, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,128 sqft · built 1993
Lot Size1.18 acres (51,401 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jun 2020)
Tax Bill$5,343 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-36-02-00-341

Property Details

APN / Parcel Number

Primary APN27-36-02-00-341
Alternative APNs
  • 27-36-02-00-00341.0-0000.00
  • 2700476

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,128 sqft Living Area
Gross Area2,692 sqft
1st Floor Area1,089 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area51,401 sqft
View / LotHighway
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area60 sqft
Deck Area44 sqft
Patio Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2700476
Street Address3728 HARLOCK RD
CityMELBOURNE
StateFL
Zip32934-8469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREU
Legal DescriptionPART OF W 1/4 OF NW 1/4 LYING W OF HARLOCK RD & PART OF E 1/4 OF NE 1/4 OF SE 3 LYING E OF I-95 AS DESC IN ORB 3046 PG 4723 PAR/ 22 IN SEC 3
Legal Range36E
Legal Township27S
Legal Section02
Legal Block341
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1004
Census Tract64126

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3728 HARLOCK RD, MELBOURNE, FL 32934-8469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 1, 2020Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Mar 9, 2018Warranty Deed, Transfer · VA Mortgage
DYBN FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2020 · Amount on Record
Deed SaleJun 1, 2020 · Amount on Record
Prior SaleMar 9, 2018 · Amount on Record
Deed Document Number2020115037
Deed Book / Page8753 / 2583
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3728 HARLOCK RD, MELBOURNE, FL 32934-8469
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 HARLOCK RD, MELBOURNE, FL 32934-8469

Mortgage

Document Number0105111604
DateDec 26, 2025
Book Page10511/1604
Instrument2025256936
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 21, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 1, 2020
Property Address3728 HARLOCK RD, MELBOURNE, FL 32934-8469
Document Number0087532583
Book / Page8753 / 2583
Map ReferenceMB 2675 PG 739
Instrument DateMay 22, 2020
Instrument2020115037
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyATYPICAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4100 N WICKHAM RD # RD107A, 4100, MELBOURNE, FL 32935-2485

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 HARLOCK RD, MELBOURNE, FL 32934-8469

Mortgage

Document Number87532586
DateJun 1, 2020
Instrument8753/2586
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 9, 2018
Property Address3728 HARLOCK RD, MELBOURNE, FL 32934-8469
Document Number0081092645
Book / Page8109 / 2645
Instrument DateFeb 3, 2018
Instrument2018052711
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,099.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 BROOKSIDE DR APT 2, 200, DOVER, OH 44622-1081

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 HARLOCK RD, MELBOURNE, FL 32934-8469

Mortgage

Document Number2018052712
DateMar 9, 2018
Instrument2018052712
Lender
NameDYBN FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351,440 (+2.7%)$441,850 (+5.2%)
2025$5,343.00 (+8.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$342,210 (+5.98%)$420,000 (-1.29%) Land $143,370 Building $276,630
2023$4,946.00 (+6.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$322,890 (+3%)$425,480 (+4.11%) Land $143,370 Building $282,110
2022$4,665.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$313,490$408,700 Land $135,940 Building $272,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims27 (1984–2019)
Claims Outside the SFHA16 of 27
Most Recent ClaimAug 2019 · other causes
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 12 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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