3728 E Vantage Pointe Ln, Meridian, ID 83642 Property Records

Ada County property record for 3728 E Vantage Pointe Ln, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 8,311 sqft · built 2003
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Aug 2020)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R8970710060`

Property Details

APN / Parcel Number

Primary APN	`R8970710060`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,311 sqft Living Area
Gross Area	9,237 sqft
1st Floor Area	3,249 sqft
Upper Floors Area	1,813 sqft
Basement Area	3,249 sqft
Finished Basement	3,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	43,604 sqft
Garage Type	Attached
Garage Area	926 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	122 sqft
Deck Area	526 sqft
Patio Area	1,012 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3728 E VANTAGE POINTE LN
City	MERIDIAN
State	ID
Zip	83642-7268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUT
Legal Description	LOT 06 BLK 01 VANTAGE POINTE SUB
Legal Range	01E
Legal Township	02N
Legal Section	04
Legal Subdivision	VANTAGE POINTE SUB
Legal Block	01
Legal Lot Number	06
Jurisdiction	ADA ID
Township / Civil Division	KUNA
Census Block Group	2
Census Block	2022
Census Tract	10408

Owner

3728 E Vantage Pointe Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 190600, BOISE, ID 83719-0600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Dec 14, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage CAPITAL EDUCATORS FCU
Aug 4, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
Aug 4, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage CAPITAL EDUCATORS FCU
Aug 4, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	2020102977
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	0000118270
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	STEWART TITLE, STEWART TITLE MERIDIAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166541
Date	Nov 22, 2021
Instrument	2021-166541

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 12, 2020
Property Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268
Document Number	0000102977
Map Reference	MB 80 PG 8575&8576
Instrument Date	Aug 3, 2020
Instrument	2020-102977
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATIONAL TTL BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268

Mortgage

Document Number	0000102978
Date	Aug 12, 2020
Instrument	2020-102978

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Dec 14, 2018
Property Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268
Document Number	0000118270
Map Reference	MB80 PG8575-8576
Instrument Date	Dec 11, 2018
Instrument	2018-118270
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268

Mortgage

Document Number	0000118271
Date	Dec 14, 2018
Instrument	2018-118271

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ADA ID
Recording Date	Aug 4, 2017
Property Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268
Document Number	0000072330
Instrument Date	Aug 4, 2017
Instrument	72330
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 E VANTAGE POINTE LN MERIDIAN ID 836427268, MERIDIAN, ID 83642-7268

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Aug 4, 2017
Property Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268
Document Number	0000072331
Map Reference	MB80 PG8575&8576
Instrument Date	Aug 4, 2017
Instrument	2017-072331
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATL TITLE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268

Mortgage

Document Number	0000072332
Date	Aug 4, 2017
Instrument	2017-072332

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union
Address	MERIDIAN, ID 83642

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Aug 4, 2017
Property Address	3728 E VANTAGE POINTE LN, MERIDIAN, ID 83642-7268
Document Number	0000072328
Instrument Date	Jul 28, 2017
Instrument	72328
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3728 E VANTAGE POINTE LN MERIDIAN ID 836427268, MERIDIAN, ID 83642-7268

Tax Assessment & Valuation

The 2025 property tax bill for 3728 E Vantage Pointe Ln was $4,557 with a homeowner's exemption, up 5.3% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Unified School District	Kuna Joint School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,563,000 (+16.25%)	$1,563,000 (+16.25%)
2025	$4,557.00 (+5.27%) Homeowner's exemption	$1,344,500	$1,344,500
2024	$4,329.00
2023		$1,383,900 Land $343,600 Building $1,040,300	$1,383,900 Land $343,600 Building $1,040,300
2022	$6,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3728 E Vantage Pointe Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3728 E Vantage Pointe Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink, Sparklight, T-Mobile.

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