Saginaw County property record for 3728 E Marcus Dr, Saginaw, MI 48603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,170 sqft · built 1976 |
| Lot Size | 0.381 acres (16,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,000 (Oct 2020) |
| Tax Bill | $4,980 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-09-1004-014 |
| Primary APN | 23-12-4-09-1004-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Basement Area | 1,222 sqft |
| Finished Basement | 1,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,596 sqft (0.381 acres) |
| Lot Dimensions | 135 ft deep x 123 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 618 sqft |
| Deck Area | Deck Area |
| Patio Area | 338 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3728 E MARCUS DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 14 SILVERWOOD SUBDIVISION A PART OF NE 1/4 SEC 9 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 09 |
| Legal Subdivision | SILVERWOOD SUBDIVISION |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10303 |
3728 E Marcus Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3728 E MARCUS DR, SAGINAW, MI 48603-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK |
| Oct 1, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 1, 2019 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on File |
| Deed Sale | Oct 1, 2020 · Amount on File |
| Deed Document Number | 202024756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3728 E MARCUS DR, SAGINAW, MI 48603-2044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014575 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020014575 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 1, 2020 |
| Property Address | 3728 E MARCUS DR, SAGINAW, MI 48603-2044 |
| Document Number | 2020024756 |
| Map Reference | LB 19 PG 26 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020024756 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,927.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3728 E MARCUS DR, 3728, SAGINAW, MI 48603-2044 |
| Name | Verified Name |
|---|---|
| Address | 464 N FROST DR, SAGINAW, MI 48638-5743 |
| Document Number | 2020024757 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020024757 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3728 E MARCUS DR, SAGINAW, MI 48603-2044 |
| Document Number | 0000018617 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3728 E MARCUS DR SAGINAW MI 486032044, SAGINAW, MI 48603-2044 |
| Document Number | 0000018617 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 18617 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 21, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3728 E Marcus Dr was $4,980 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,000 | $284,000 | |
| 2025 | $4,980.00 Homeowner's exemption | ||
| 2023 | $112,600 | $225,200 | |
| 2022 | $4,359.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3728 E Marcus Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3728 E Marcus Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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