Maricopa County property record for 3728 E Charter Oak Rd, Phoenix, AZ 85032
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,380 sqft · built 1976 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Oct 2005) |
| Tax Bill | $1,879 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 166-56-062 |
| Primary APN | 166-56-062 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,160 sqft (0.187 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3728 E CHARTER OAK RD |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85032-7370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | ROADRUNNER ESTATES |
| Legal Range | 03E |
| Legal Township | 03N |
| Legal Section | 13 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | ROADRUNNER ESTATES |
| Legal Lot Number | 62 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 103400 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1398 FRONT ST, LAHAINA, HI 96761-1726 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Feb 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage WATERMARK CAPITAL INC |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional with PMI WATERMARK CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2005 · Amount on Record |
| Deed Sale | Oct 4, 2005 · Amount on Record |
| Prior Sale | Nov 12, 2003 · Amount on Record |
| Deed Document Number | 20051479221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3728 E CHARTER OAK RD, PHOENIX, AZ 85032-7370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3728 E CHARTER OAK RD, PHOENIX, AZ 85032-7370 |
| Document Number | 0000215103 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 20220215103 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3728 E CHARTER OAK RD, PHOENIX, AZ 85032-7370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY |
| Name | Verified Name |
|---|---|
| Address | 3728 E CHARTER OAK RD, PHOENIX, AZ 85032-7370 |
| Document Number | 0000162091 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 20210162091 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3728 E CHARTER OAK RD, PHOENIX, AZ 85032-7370 |
| Document Number | 0000365527 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3728 E CHARTER OAK RD PHOENIX AZ 850327370, PHOENIX, AZ 85032-7370 |
| Document Number | 0000365527 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 365527 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,480 (+3.3%) | $394,800 (+3.3%) Land $78,900 Building $315,900 | |
| 2025 | $1,879.00 (+42.35%) | ||
| 2024 | $38,220 | $382,200 Land $76,400 Building $305,800 | |
| 2023 | $1,320.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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