3728 Dunkirk St, Cincinnati, OH 45220 Property Records

Hamilton County property record for 3728 Dunkirk St, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,475 sqft · built 1984
Lot Size	0.387 acres (16,858 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (May 2021)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`216-0046-0102-00`

Property Details

APN / Parcel Number

Primary APN	`216-0046-0102-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
1st Floor Area	2,055 sqft
2nd Floor Area	420 sqft
Upper Floors Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,858 sqft (0.387 acres)
Lot Dimensions	292 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	187 sqft
Carport	Carport
Carport Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3728 DUNKIRK ST
City	CINCINNATI
State	OH
Zip	45220-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	DUNKIRK ST 70.03 X 292.18 IRR LOT 15 ELLIOTT WOODS SUB
Legal Subdivision	ELLIOTT WOODS SUB
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	6900

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6008 MADISON RD, CINCINNATI, OH 45227-1818
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK
May 25, 2021	Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	202164640
Deed Book / Page	14425 / 773
Prior Transfer Date	Dec 21, 1998
Prior Transfer Doc	0000245361
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3728 DUNKIRK ST, CINCINNATI, OH 45220-1310
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4746 HOWARD AVE, CINCINNATI, OH 45223-1671
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044540
Date	May 3, 2022
Book Page	14659/1685
Instrument	2022-0044540

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 25, 2021
Property Address	3728 DUNKIRK ST, CINCINNATI, OH 45220-1310
Document Number	0000064640
Book / Page	14425 / 773
Map Reference	MB 23 PG 43
Instrument Date	May 21, 2021
Instrument	2021-0064640
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 MADISON RD, CINCINNATI, OH 45227-1818

Mortgage

Document Number	0000064641
Date	May 25, 2021
Instrument	2021-0064641

Lender

Name	SPRING VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,761.00 (+0.13%)	$59,105 (-) Land $6,279 Building $52,826	$168,870 (-) Land $17,940 Building $150,930
2024	$3,756.00 (-0.19%)	$59,105 (-) Land $6,279 Building $52,826
2023	$3,763.00 (+26.44%)	$59,105 (+40.76%) Land $6,279 Building $52,826	$168,870 (+40.76%) Land $17,940 Building $150,930
2022	$2,976.00	$41,990 Land $6,258 Building $35,732
2020			$119,970 Land $17,880 Building $102,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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