3728 Birch Ln, Naperville, IL 60564 Property Records

Will County property record for 3728 Birch Ln, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,844 sqft · built 2014
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$463,000 (May 2019)
Tax Bill	$14,886 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-08-408-007`

Property Details

APN / Parcel Number

Primary APN	`07-01-08-408-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,844 sqft Total Area
1st Floor Area	1,374 sqft
2nd Floor Area	1,470 sqft
Basement Area	1,374 sqft
Finished Basement	800 sqft
Unfinished Basement	1,374 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	9,017 sqft (0.207 acres)
Garage Area	610 sqft

Location & Zoning

Street Address	3728 BIRCH LN
City	NAPERVILLE
State	IL
Zip	60564-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 IN ASHWOOD POINTE PHASE 1A, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 8, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	08
Legal Subdivision	ASHWOOD POINTE #1A
Legal Phase	1A
Legal Block	1A
Legal Lot Number	22
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3007
Census Tract	880322

Owner

3728 Birch Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3728 BIRCH LN, NAPERVILLE, IL 60564-1164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Prior Sale	Sep 4, 2015 · Amount on File
Deed Document Number	201928267
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3728 BIRCH LN, NAPERVILLE, IL 60564-1164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082279
Date	Sep 25, 2020
Instrument	R2020082279

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 13, 2019
Property Address	3728 BIRCH LN, NAPERVILLE, IL 60564-1164
Document Number	0000028267
Map Reference	DOC R2013081796
Instrument Date	Apr 23, 2019
Instrument	R2019028267
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$694.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3728 BIRCH LN, NAPERVILLE, IL 60564-1164

Mortgage

Document Number	0000028268
Date	May 13, 2019
Instrument	R2019028268

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 3728 Birch Ln was $14,886.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,886.00	$246,776 (+9.95%) Land $57,947 Building $188,829	$740,328 (+9.95%) Land $173,841 Building $566,487
2024		$224,444 Land $52,703 Building $171,741	$673,332 Land $158,109 Building $515,223
2022	$11,826.00 Homeowner's exemption Additional exemption filed	$173,773 Land $44,042 Building $129,731	$521,319 Land $132,126 Building $389,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3728 Birch Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3728 Birch Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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