3728 1st Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3728 1st Ave, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 844 sqft · built 1959
Lot Size	0.065 acres (2,835 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 1998)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-747-01922200`

Property Details

APN / Parcel Number

Primary APN	`01-747-01922200`
Alternative APNs	`1-747-01922200` `74701922200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	844 sqft Living Area
1st Floor Area	844 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Siding
Lot Area	2,835 sqft (0.065 acres)
View / Lot	Waterfront
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	74701922200
Street Address	3728 1ST AVE
City	EDGEWATER
State	MD
Zip	21037-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SE HLF LT 27 BK K SELBY ON THE BAY
Legal Subdivision	SELBY ON THE BAY
Legal Block	K
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	701202

Owner

3728 1st Ave is owned and occupied by an individual who bought it in January 1998.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3728 1ST AVE, EDGEWATER, MD 21037-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 1998 · Amount on File
Deed Sale	Jan 23, 1998 · Amount on File
Deed Document Number	1998781
Deed Book / Page	8251 / 238
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	3728 1ST AVE, EDGEWATER, MD 21037-4007
Document Number	0341750495
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3728 1ST AVE EDGEWATER MD 210374007, EDGEWATER, MD 21037-4007

Mortgage

Document Number	0341750495
Date	Feb 7, 2020
Book Page	034175/000495

Lender

Name	LINDA SKINNER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3728 1st Ave was $2,945 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,700 (+3.12%) Land $170,000 Building $99,700	$269,700 (-) Land $170,000 Building $99,700
2025	$2,945.00 Homeowner's exemption	$261,533	$269,700 Land $170,000 Building $99,700
2023	$2,191.00 Homeowner's exemption	$245,200 Land $170,000 Building $75,200	$245,200 Land $170,000 Building $75,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3728 1st Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 policies
Nearby Flood Policies	165 in force
Nearby Flood Claims	15 (2003–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3728 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880