3727 Seward Ln, Frederick, MD 21704 Property Records

Frederick County property record for 3727 Seward Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,024 sqft · built 2002
Lot Size	0.281 acres (12,243 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Sep 2019)
Tax Bill	$10,408 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-227922`

Property Details

APN / Parcel Number

Primary APN	`07-227922`
Alternative APNs	`7227922` `227922`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,024 sqft Living Area
Gross Area	4,424 sqft
1st Floor Area	1,664 sqft
Basement Area	1,180 sqft
Finished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,243 sqft (0.281 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	227922
Street Address	3727 SEWARD LN
City	FREDERICK
State	MD
Zip	21704-7847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 6037 SECT M6 12,243 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	6037
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	4
Census Block	4007
Census Tract	752206

Owner

3727 Seward Ln is owned and occupied by two individuals who bought it in September 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3727 SEWARD LN, FREDERICK, MD 21704-7847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 17, 2019	Deed, Transfer · Conventional Mortgage TRUSTWORTHY MORTGAGE CORP
Apr 10, 2017	Grant Deed, Transfer · VA Mortgage PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on File
Deed Sale	Sep 17, 2019 · Amount on File
Prior Sale	Apr 12, 2017 · Amount on File
Deed Book / Page	13216 / 241
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3727 SEWARD LN, FREDERICK, MD 21704-7847
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155320404
Date	Dec 2, 2021
Book Page	15532/404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3727 SEWARD LN, FREDERICK, MD 21704-7847
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3727 SEWARD LN, FREDERICK, MD 21704-7847

Mortgage

Document Number	0161010245
Date	Aug 24, 2022
Book Page	16101/245

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 17, 2019
Property Address	3727 SEWARD LN, FREDERICK, MD 21704-7847
Document Number	0132160241
Book / Page	13216 / 0241
Map Reference	MB 68 PG 173
Instrument Date	Aug 6, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EVERGREEN SETTLEMENT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3727 SEWARD LN, FREDERICK, MD 21704-7847

Mortgage

Document Number	132160248
Date	Sep 17, 2019
Instrument	13216/0248

Lender

Name	TRUSTWORTHY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 10, 2017
Property Address	3727 SEWARD LN, FREDERICK, MD 21704-7847
Document Number	0117640218
Book / Page	011764 / 000218
Instrument Date	Apr 4, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3727 SEWARD LN FREDERICK MD 217047847, FREDERICK, MD 21704-7847

Mortgage

Document Number	117640226
Date	Apr 10, 2017
Book Page	011764/000226

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3727 Seward Ln was $10,408.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,133	$815,300 Land $279,700 Building $535,600
2025	$10,408.00
2023	$9,119.00	$616,033	$658,800 Land $203,600 Building $455,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3727 Seward Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3727 Seward Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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