3727 Emerald Dr E, Onalaska, WI 54650 Property Records

La Crosse County property record for 3727 Emerald Dr E, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Dec 2025)
Tax Bill	$4,320 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-005949-000`

Property Details

APN / Parcel Number

Primary APN	`018-005949-000`
Alternative APNs	`18 5949 0` `59183`

Exterior

Lot Area	5,445 sqft (0.125 acres)

Location & Zoning

Account Number	59183
Old Parcel Number	18 5949 0
Street Address	3727 EMERALD DR E
City	ONALASKA
State	WI
Zip	54650-6743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATHAN HILL ESTATES LOT 9 EX WLY 1/2 SUBJ TO AGREE IN DOC NO. 1443841
Legal Range	07
Legal Township	16
Legal Section	01
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	NATHAN HILL ESTATES
Legal Lot Number	9
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4018
Census Tract	10401

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3727 EMERALD DR E, ONALASKA, WI 54650-6743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage WNB FINANCIAL NA
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTRY CLUB HILLS LP
Jul 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage COULEE BANK
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIREFIGHTERS CU
Aug 17, 2017	Deed, Transfer · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	1842248
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 4, 2025
Property Address	3727 EMERALD DR E, ONALASKA, WI 54650-6743
Document Number	0001842248
Instrument Date	Dec 4, 2025
Instrument	1842248
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3727 EMERALD DR E, ONALASKA, WI 54650-6743

Mortgage

Document Number	0001842249
Date	Dec 4, 2025
Instrument	1842249

Lender

Name	WNB FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	3727 EMERALD DR E, ONALASKA, WI 54650-6743
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001711921
Date	Jun 19, 2018
Instrument	1711921

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	3727 EMERALD DR E, ONALASKA, WI 54650-6743
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001751177
Date	Jul 28, 2020
Instrument	1751177

Lender

Name	COUNTRY CLUB HILLS LP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	3727 EMERALD DR E, ONALASKA, WI 54650-6743
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001751175
Date	Jul 28, 2020
Instrument	1751175

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2030

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Oct 25, 2021
Property Address	3727 EMERALD DR E, ONALASKA, WI 54650-6743
Document Number	0001783206
Instrument Date	Oct 19, 2021
Instrument	1783206
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001783207
Date	Oct 25, 2021
Instrument	1783207

Lender

Name	FIREFIGHTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 17, 2017
Property Address	3727 EMERALD DR E, ONALASKA, WI 54650-6743
Document Number	1698203
Instrument Date	Aug 15, 2017
Instrument	1698203
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001698204
Date	Aug 17, 2017
Instrument	1698204

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,320.00 (-0.76%) Homeowner's exemption	$332,400 (+23.11%) Land $39,200 Building $293,200	$336,300 (+2.06%)
2024	$4,353.00 (-4.52%) Homeowner's exemption	$270,000 (-) Land $21,800 Building $248,200	$329,500 (+22.04%)
2023	$4,559.00 Homeowner's exemption	$270,000 Land $21,800 Building $248,200	$270,000 Land $21,800 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed, Lynxx Networks.

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