3727 E Kirk St, Inverness, FL 34453 Property Records

Citrus County property record for 3727 E Kirk St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,568 sqft · built 1971
Lot Size	0.2 acres (8,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Jul 2018)
Tax Bill	$982 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0040-01320-0510`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0040-01320-0510`
Alternative APNs	`0219S19E0040013200510` `1655676`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	8,714 sqft (0.2 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	120 sqft
Carport	Carport
Carport Area	120 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1655676
Street Address	3727 E KIRK ST
City	INVERNESS
State	FL
Zip	34453-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS UNIT 4 PB 2 PG 109 LOTS 51 52 53 & 54 BLK 132
Legal Range	19E
Legal Township	18S
Legal Section	35
Legal Subdivision	INVERNESS HIGHLANDS UNIT 4
Legal Block	132
Legal Lot Number	51
Legal Unit	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1068
Census Tract	450705

Owner

Source: Citrus County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3727 E KIRK ST, INVERNESS, FL 34453-9619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Feb 12, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 4, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jul 19, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 13, 2017	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	201836224
Deed Book / Page	2914 / 1186
Last Transfer Date	Mar 3, 2026
Transfer Doc	0036481666
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Mar 5, 2026
Property Address	3727 E KIRK ST, INVERNESS, FL 34453-9619
Document Number	0036481666
Book / Page	3648 / 1666
Map Reference	MB 2 PG 109-113
Instrument Date	Mar 3, 2026
Instrument	2026012894
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3727 E KIRK ST, INVERNESS, FL 34453-9619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3727 E KIRK ST, INVERNESS, FL 34453-9619

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3727 E KIRK ST, INVERNESS, FL 34453-9619
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3727 E KIRK ST, INVERNESS, FL 34453-9619

Mortgage

Document Number	0031321854
Date	Feb 5, 2021
Book Page	3132/1854
Instrument	2021007603

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3727 E KIRK ST, INVERNESS, FL 34453-9619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030381874
Date	Feb 12, 2020
Book Page	3038/1874
Instrument	2020007959

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3727 E KIRK ST, INVERNESS, FL 34453-9619
Document Number	0029681618
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3727 E KIRK ST INVERNESS FL 344539619, INVERNESS, FL 34453-9619

Mortgage

Document Number	0029681618
Date	Apr 11, 2019
Book Page	002968/001618
Instrument	18259

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 19, 2018
Property Address	3727 E KIRK ST, INVERNESS, FL 34453-9619
Document Number	0029141186
Book / Page	002914 / 001186
Instrument Date	Jul 13, 2018
Instrument	36224
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3727 E KIRK ST INVERNESS FL 344539619, INVERNESS, FL 34453-9619

Mortgage

Document Number	29141187
Date	Jul 19, 2018
Book Page	002914/001187
Instrument	36225

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 13, 2017
Property Address	3727 E KIRK ST, INVERNESS, FL 34453-9619
Document Number	0028401502
Book / Page	002840 / 001502
Instrument Date	Jul 12, 2017
Instrument	32427
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8855 E LARLAN CT INVERNESS FL 344501783, INVERNESS, FL 34450-1783

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$982.00 (+9.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$103,469 (-36.29%)	$162,151 (-0.16%) Land $8,560 Building $153,591
2024	$899.00 (-3.95%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$162,413 (-1.69%) Land $7,440 Building $154,973	$162,413 (-1.69%) Land $7,440 Building $154,973
2023	$936.00 (+7.22%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$165,210 (+17.21%) Land $6,800 Building $158,410	$165,210 (+17.21%) Land $6,800 Building $158,410
2022	$873.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$140,949 Land $4,400 Building $136,549	$140,949 Land $4,400 Building $136,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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