3726 Ramona Dr, Paducah, KY 42001 Property Records

McCracken County property record for 3726 Ramona Dr, Paducah, KY 42001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,216 sqft · built 1961
Lot Size0.225 acres (9,800 sqft)
Owner2 Individual Names on File
Tax Bill$1,379 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN086-34-02-007

Property Details

APN / Parcel Number

Primary APN086-34-02-007
Alternative APN
  • 25911

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,216 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
TerrainRolling
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number25911
Street Address3726 RAMONA DR
CityPADUCAH
StateKY
Zip42001-5240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16-43-145 70 X 140 3726 RAMONA DR L325
Legal SubdivisionCONRAD HEIGHTS SUBDIVISION
Legal Lot Number325
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group4
Census Block4025
Census Tract30800

Owner

3726 Ramona Dr is owned and occupied by two individuals.

Source: McCracken County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3726 RAMONA DR, PADUCAH, KY 42001-5240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Property Address3726 RAMONA DR, PADUCAH, KY 42001-5240
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3726 RAMONA DR, PADUCAH, KY 42001-5240

Mortgage

Document Number0M1857/333
DateOct 20, 2025
Book PageM1857/333
Instrument726569
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 10, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3726 Ramona Dr was $1,379.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
MunicipalityPaducah City
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,700 (+47.8%)$232,700 (+47.8%)
2025$1,379.00$157,440$157,440
2023$1,399.00 (+95.94%)$157,440 (+99.29%)$157,440 (+99.29%)
2022$714.00$79,000$79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3726 Ramona Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3726 Ramona Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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