Butler County property record for 3726 Herman Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 1979 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Sep 2013) |
| Tax Bill | $3,374 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K4620-080-000-004 |
| Primary APN | K4620-080-000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 144 sqft |
| Patio Area | 870 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3726 HERMAN RD |
|---|---|
| City | HAMILTON |
| State | OH |
| Zip | 45013-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 ENT ROSS LTD ESTATES |
| Legal Subdivision | ROSS LTD ESTATES |
| Legal Lot Number | D |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | ROSS |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 10800 |
3726 Herman Rd is owned and occupied by two individuals who bought it in September 2013.
Source: Butler County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3726 HERMAN RD, HAMILTON, OH 45013-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2013 · Amount on File |
| Deed Sale | Sep 25, 2013 · Amount on File |
| Prior Sale | Oct 19, 2007 · Amount on File |
| Deed Document Number | 201350612 |
| Deed Book / Page | 8632 / 2092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Apr 3, 2026 |
| Property Address | 3726 HERMAN RD, HAMILTON, OH 45013-9534 |
| Document Number | 0000011423 |
| Book / Page | 10339 / 246 |
| Instrument Date | Mar 21, 2026 |
| Instrument | 202611423 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3726 HERMAN RD, HAMILTON, OH 45013-9534 |
| Document Number | 0000011423, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 10339/246 |
| Instrument | 202611423 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 3, 2066 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 3726 HERMAN RD, HAMILTON, OH 45013-9534 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000073486 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 9785/543 |
| Instrument | 2021-00073486 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 3726 HERMAN RD, HAMILTON, OH 45013-9534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000024396 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 9456/595 |
| Instrument | 2020-00024396 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
The 2025 property tax bill for 3726 Herman Rd was $3,374, up 0.7% from the year before.
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Ross Township |
| Unified School District | Ross Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,374.00 (+0.75%) | $86,180 Land $18,830 Building $67,350 | $246,250 Land $53,810 Building $192,440 |
| 2024 | $3,349.00 (+0.87%) | ||
| 2023 | $3,320.00 (+19.68%) | $86,180 (+32.02%) Land $18,830 Building $67,350 | $246,250 Land $53,810 Building $192,440 |
| 2022 | $2,774.00 | $65,280 Land $18,830 Building $46,450 | |
| 2020 | $186,530 Land $53,810 Building $132,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3726 Herman Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2026) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Mar 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3726 Herman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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