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3726 Cypress St, Banning, CA 92220 Property Records

Riverside County property record for 3726 Cypress St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,699 sqft · built 2004
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Nov 2016)
Tax Bill$1,960 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN535-400-027

Property Details

APN / Parcel Number

Primary APN535-400-027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,699 sqft Living Area
Gross Area2,292 sqft
1st Floor Area1,699 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3726 CYPRESS ST
CityBANNING
StateCA
Zip92220-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description.19 ACRES M/L IN LOT 89 MB 343/007 TR 30222
Legal SubdivisionTRACT NO 30222
Legal Tract30222
Legal Lot Number89
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1013
Census Tract44103

Owner

3726 Cypress St is owned and occupied by an individual who bought it in November 2016.

Source: Riverside County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address3726 CYPRESS ST, BANNING, CA 92220-1456
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 3, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2016 · Amount on File
Deed SaleNov 2, 2016 · Amount on File
Prior SaleMay 8, 2015 · Amount on File
Deed Document Number2016486265
Prior Transfer DateFeb 14, 2008
Prior Transfer Doc0000605782
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address3726 CYPRESS ST, BANNING, CA 92220-1456
Transaction TypeMortgage
Record UpdatedAug 2, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3726 CYPRESS ST, BANNING, CA 92220-1456

Mortgage

Document Number0000431827
DateJul 19, 2021
Instrument2021-0431827
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOYNTON BEACH, FL 33436
Agreement
TypeVA Mortgage
AmountAmount on Record
Term307 Months
DueFeb 1, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address3726 CYPRESS ST, BANNING, CA 92220-1456
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000347023
DateAug 3, 2020
Instrument2020-0347023
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term318 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3726 Cypress St was $1,960 with a veteran's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,332 (+2%) Land $41,429 Building $269,903
2025$1,960.00 Disabled Person's exemption Veteran's exemption$305,228 Land $40,617 Building $264,611
2023$2,153.00 (-48.62%)$293,378 Land $39,041 Building $254,337
2022$4,190.00
2021$363,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3726 Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3726 Cypress St is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, GeoLinks.

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