Anne Arundel County property record for 3725 Thomas Point Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,535 sqft · built 1992 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jul 1992) |
| Tax Bill | $7,994 (2024) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-570-11242397 |
| Primary APN | 02-570-11242397 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,535 sqft Living Area |
| Gross Area | 4,273 sqft |
| 1st Floor Area | 1,517 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,240 sqft (0.281 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Deck Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 57011242397 |
|---|---|
| Street Address | 3725 THOMAS POINT RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LT 2 OAKWOOD |
| Legal Subdivision | OAKWOOD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3725 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA |
| May 8, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 1992 · Amount on Record |
| Deed Sale | Jul 17, 1992 · Amount on Record |
| Deed Book / Page | 5697 / 722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3725 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 3725 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012 |
| Document Number | 0401720418 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 40172/418 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3725 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0320800005 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 32080/005 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914,433 (+8.31%) | $949,500 (+12.46%) Land $441,300 Building $508,200 | |
| 2024 | $7,994.00 (+9.43%) | ||
| 2023 | $7,305.00 Homeowner's exemption | $844,300 Land $441,300 Building $403,000 | $844,300 Land $441,300 Building $403,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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