3725 Stephens Rd, Warren, MI 48091 Property Records

Macomb County property record for 3725 Stephens Rd, Warren, MI 48091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1983
Lot Size	0.345 acres (15,028 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Sep 2018)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-30-278-018`

Property Details

APN / Parcel Number

Primary APN	`12-13-30-278-018`
Alternative APN	`1330278018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	15,028 sqft (0.345 acres)
Lot Dimensions	188 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3725 STEPHENS RD
City	WARREN
State	MI
Zip	48091-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	SUPERVISORS PLAT OF KUTCHEY'S RYAN ROAD SUBDIVISION LOT 14 L23 P41
Legal Subdivision	RYAN ROAD SUBDIVISION
Legal Lot Number	14
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1016
Census Tract	263500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	96 W 15TH ST, DAVISON, MI 48423
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP
Sep 19, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage RODNEY GRAHAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	20188104181
Deed Book / Page	25583 / 786
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	3725 STEPHENS RD, WARREN, MI 48091-5807
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15364 RANNES ST, SPRING LAKE, MI 49456-2239

Mortgage

Document Number	2102234618
Date	Sep 9, 2021
Book Page	27990/936
Instrument	202102234618

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 19, 2018
Property Address	3725 STEPHENS RD, WARREN, MI 48091-5807
Document Number	0000004181
Book / Page	025583 / 000786
Instrument Date	Sep 11, 2018
Instrument	4181
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	378 75 E AVE TERREBONNE MI, TERREBONNE, MI

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 11, 2018
Property Address	3725 STEPHENS RD, WARREN, MI 48091-5807
Document Number	0000066346
Book / Page	025408 / 000610
Instrument Date	Jun 1, 2018
Instrument	66346
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	47766 VAN DYKE AVE SHELBY TOWNSHIP MI 483173370, SHELBY TOWNSHIP, MI 48317-3370
Investor	Possibly a Property Investor

Mortgage

Document Number	81001
Date	Jun 11, 2018
Book Page	025473/000977
Instrument	81001

Lender

Name	RODNEY GRAHAM
Address	12270 DEMING DR, STERLING HEIGHTS, MI 48312-3131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Fitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,710 (+21.59%)	$139,420 (+21.59%)
2025	$3,705.00 (+16.51%)
2023		$57,330	$114,660
2022	$3,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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