3725 SE 18th St, Des Moines, IA 50320 Property Records

Polk County property record for 3725 SE 18th St, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,492 sqft · built 1995
Lot Size	0.254 acres (11,070 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Oct 2018)
Tax Bill	$5,062 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-23-254-010`

Property Details

APN / Parcel Number

Primary APN	`7824-23-254-010`
Alternative APN	`010/01941-144-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	1,492 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	832 sqft
Upper Floors Area	660 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Split Level
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,070 sqft (0.254 acres)
Lot Dimensions	123 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3725 SE 18TH ST
City	DES MOINES
State	IA
Zip	50320-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 EVERGREEN PLAT NO 1
Legal Range	24W
Legal Township	78N
Legal Section	23
Legal Subdivision	EVERGREEN PLAT NO 1
Legal Lot Number	44
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1009
Census Tract	3902

Owner

3725 SE 18th St is owned and occupied by an individual who bought it in October 2018.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3725 SE 18TH ST, DES MOINES, IA 50320-2339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST COMPANY NA
Oct 5, 2018	Warranty Deed, Transfer · Conventional with PMI BANKERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	Jun 23, 2000 · Amount on File
Deed Document Number	2018-00028014
Deed Book / Page	17102 / 0428
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3725 SE 18TH ST, DES MOINES, IA 50320-2339
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129863
Date	Dec 13, 2021
Book Page	18905/338
Instrument	2021-00129863

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 5, 2018
Property Address	3725 SE 18TH ST, DES MOINES, IA 50320-2339
Document Number	0000028014
Book / Page	017102 / 000428
Instrument Date	Sep 30, 2018
Instrument	28014
Transaction Type	Transfer
Record Updated	Nov 13, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 SE 18TH ST DES MOINES IA 503202339, DES MOINES, IA 50320-2339

Mortgage

Document Number	28016
Date	Oct 5, 2018
Book Page	017102/000433
Instrument	28016

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,200 Land $46,400 Building $233,800	$280,200 Land $46,400 Building $233,800
2024	$5,062.00
2023		$252,200 Land $41,200 Building $211,000	$252,200 Land $41,200 Building $211,000
2020	$4,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3725 SE 18th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3725 SE 18th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: T-Mobile, Verizon.

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