Merced County property record for 3725 N Lake Rd, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,983 sqft · built 1978 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $938,000 (Sep 2022) |
| Tax Bill | $10,832 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-600-038-000 |
| Primary APN | 060-600-038-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,983 sqft Living Area |
| Gross Area | 3,559 sqft |
| 1st Floor Area | 2,983 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 60,984 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 635 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Old Parcel Number | 060-600-038 |
|---|---|
| Street Address | 3725 N LAKE RD |
| City | MERCED |
| State | CA |
| Zip | 95340-8651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | PARCEL 2 PM 33-25 SEC 9/7/14 |
| Legal Range | 14E |
| Legal Township | 7S |
| Legal Section | 9 |
| Legal Subdivision | YOSEMITE COLONY PRCL 02 |
| Legal Lot Number | 21 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1801 |
3725 N Lake Rd is owned and occupied by two individuals who bought it in September 2022.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3725 N LAKE RD, MERCED, CA 95340-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 12, 2022 | Deed of Trust, Mortgage ADAMS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | Dec 20, 2016 · Amount on File |
| Deed Document Number | 202233696 |
| Prior Transfer Date | Nov 16, 2015 |
| Prior Transfer Doc | 0000039774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 28, 2022 |
| Property Address | 3725 N LAKE RD, MERCED, CA 95340-8651 |
| Document Number | 0000033696 |
| Map Reference | VOL 1 PG 7 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022033696 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3725 N LAKE RD, MERCED, CA 95340-8651 |
| Document Number | 0000033697 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022033697 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3725 N LAKE RD, MERCED, CA 95340-8651 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3275 N LAKE RD, MERCED, CA 95340 |
| Document Number | 0000018723 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022018723 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OGALLALA, NE 69153 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3725 N Lake Rd was $10,832.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $995,412 (+2%) Land $265,302 Building $730,110 | |
| 2025 | $10,832.00 | $975,895 Land $260,100 Building $715,795 |
| 2023 | $10,099.00 (+53.97%) | $938,000 Land $250,000 Building $688,000 |
| 2022 | $6,559.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3725 N Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3725 N Lake Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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