3725 Loralin Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3725 Loralin Dr, Waterloo, IA 50701

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,112 sqft · built 1968
Lot Size	0.147 acres (6,384 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Nov 2019)
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-04-306-015`

Property Details

APN / Parcel Number

Primary APN	`8813-04-306-015`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Townhouse
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,384 sqft (0.147 acres)
Lot Dimensions	112 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3725 LORALIN DR
City	WATERLOO
State	IA
Zip	50701-4813
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ARTHUR W SMITH ADDITION LOT 11 EXC THE FOL DESC AS: BEG AT THE SW COR OF SAID LOT 11 TH N ALONG THE W LINE OF SAID LOT 11 A
Legal Range	13W
Legal Township	88N
Legal Section	04
Legal Subdivision	ARTHUR W SMITH ADDITION
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2014
Census Tract	1302

Owner

3725 Loralin Dr, a townhouse, is owned by an individual who bought it in November 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1433 S HILL DR, WATERLOO, IA 50701-4964
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Deed Document Number	2019202000009302
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 19, 2019
Property Address	3725 LORALIN DR, WATERLOO, IA 50701-4813
Document Number	202000009302
Instrument Date	Nov 12, 2019
Instrument	202000009302
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 S HILLD DR, WATERLOO, IA 50701-4964

Mortgage

Document Number	202000009303
Date	Nov 19, 2019
Instrument	202000009303

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3725 Loralin Dr was $3,518, up 7.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,518.00 (+7.39%)	$172,360 Land $20,980 Building $151,380	$172,360 Land $20,980 Building $151,380
2024	$3,276.00
2023		$151,010 (+20.54%) Land $20,980 Building $130,030	$151,010 Land $20,980 Building $130,030
2022	$2,752.00	$125,280 Land $20,980 Building $104,300
2021			$125,280 Land $20,980 Building $104,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3725 Loralin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3725 Loralin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loralin Dr

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