3725 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3725 London Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,269 sqft · built 2022
Lot Size0.096 acres (4,191 sqft)
OwnerIndividual Name on File
Last Sale$645,000 (Jul 2026)
Tax Bill$6,702 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2023 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-3075-00120

Property Details

APN / Parcel Number

Primary APN010-3075-00120
Alternative APNs
  • 1092980
  • 1161032

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories3 Stories
Building Area2,269 sqft Gross Area
1st Floor Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialMetal
Construction TypeFrame
Lot Area4,191 sqft (0.096 acres)

Exterior Amenities

PorchSlab
Porch Area30 sqft
Deck Area637 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1161032
Street Address3725 LONDON RD
CityDULUTH
StateMN
Zip55804-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLOCK 1 SERIAL #
Legal SubdivisionLONDON EAST
Legal Block1
Legal Lot Number12
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1012
Census Tract700

Owner

Source: St. Louis County records · APN 010-3075-00120

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3725 LONDON RD, DULUTH, MN 55804-2236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION CREDIT UNION
Dec 15, 2023Sheriff's Deed, Foreclosure
Jun 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF COMMERCE
Jun 27, 2022Deed of Trust, Mortgage · Construction Mortgage
RENOVO CAPITAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2026 · Amount on Record
Deed SaleJul 10, 2026 · Amount on Record
Deed Document Number20261535965
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 10, 2026
Property Address3725 LONDON RD, DULUTH, MN 55804-2236
Document Number0001535965
Instrument DateJun 18, 2026
Instrument20261535965
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyTITLENEXUS LLC, TITLENEXUS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$214,978.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3725 LONDON RD, DULUTH, MN 55804-2236

Mortgage

Document Number0001535966,
DateJul 10, 2026
Instrument20261535966
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionST LOUIS MN
Recording DateDec 15, 2023
Property Address3725 LONDON RD, DULUTH, MN 55804-2236
Document Number0001479811
Instrument DateDec 14, 2023
Instrument1479811
Transaction TypeForeclosure
Record UpdatedJan 22, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 LAKE ST E STE 201, 201, WAYZATA, MN 55391-1871

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3725 LONDON RD, DULUTH, MN 55804-2236
Transaction TypeMortgage
Record UpdatedOct 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001415386
DateJun 01, 2021
Instrument1415386
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressBROOKLYN, NY 11217
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3725 LONDON RD, DULUTH, MN 55804-2236
Transaction TypeMortgage
Record UpdatedOct 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001446146
DateJun 27, 2022
Instrument1446146
Lender
NameRENOVO CAPITAL LLC
TypeNon-Lending Institution
AddressWAYZATA, MN 55391
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$6,702.00 (+16.68%)
2025$5,744.00 (+979.7%)$683,100 (+63.07%) Land $46,600 Building $636,500$683,100 (+63.07%) Land $46,600 Building $636,500
2024$418,900 (+1,344.48%) Land $33,000 Building $385,900$418,900 (+1,344.48%) Land $33,000 Building $385,900
2023$532.00
2022$29,000 Land $29,000$29,000 Land $29,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 151 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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