3724 Stone Way, Estero, FL 33928 Property Records

Lee County property record for 3724 Stone Way, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,293 sqft · built 1996
Lot Size	0.147 acres (6,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2026)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-47-25-E4-09000.1504`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E4-09000.1504`
Alternative APNs	`250447E4090001504` `10277228`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,293 sqft Living Area
Gross Area	1,459 sqft
1st Floor Area	2,188 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	6,408 sqft (0.147 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10277228
Street Address	3724 STONE WAY
City	ESTERO
State	FL
Zip	33928-2398
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT TIMBER LAKE CONDO DESC OR 2560 PG 1750 UNIT 1504
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	VILLAS AT TIMBER LAKE CONDO
Legal Tract	E4
Legal Block	3
Legal Lot Number	1504
Legal Unit	1504
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3011
Census Tract	50320

Owner

Source: Lee County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3724 STONE WAY, ESTERO, FL 33928-2398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NETX MORTGAGE LLC
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BK
Mar 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	202688663
Prior Transfer Date	Mar 7, 2002
Prior Transfer Doc	3735003860
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 7, 2026
Property Address	3724 STONE WAY, ESTERO, FL 33928-2398
Document Number	0000088663
Instrument Date	Apr 3, 2026
Instrument	202688663
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	PRIVATE CLIENT TITLE & ESCROW LLC, PRIVATE CLIENT TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 STONE WAY, ESTERO, FL 33928-2398

Mortgage

Document Number	0000088664,
Date	Apr 7, 2026
Instrument	202688664

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Apr 7, 2026
Property Address	3724 STONE WAY, ESTERO, FL 33928-2398
Document Number	0000088664
Instrument Date	Apr 3, 2026
Instrument	202688664
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	UNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12020 WEDGE DR, FORT MYERS, FL 33913-8345

Mortgage

Document Number	0000088664,
Date	Apr 7, 2026
Instrument	202688664

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 7, 2020
Property Address	3724 STONE WAY, ESTERO, FL 33928-2398
Document Number	0000241733
Instrument Date	Sep 28, 2020
Instrument	241733
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	SOUTH FL TRUST AND TITLE COMPANY, SOUTH FL TR & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3724 STONE WAY ESTERO FL 339282398, ESTERO, FL 33928-2398

Mortgage

Document Number	241734
Date	Oct 7, 2020
Instrument	241734

Lender

Name	SYNOVUS BK
Type	Bank
Address	FORT MYERS, FL 33907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 28, 2017
Property Address	3724 STONE WAY, ESTERO, FL 33928-2398
Document Number	0000065264
Instrument Date	Mar 24, 2017
Instrument	65264
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	MARKETPLACE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3724 STONE WAY ESTERO FL 339282398, ESTERO, FL 33928-2398

Mortgage

Document Number	65265
Date	Mar 28, 2017
Instrument	65265

Lender

Name	FLORIDA CMNTY BK
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,587 (-14.4%) Building $231,587	$231,587 (-24.45%) Building $231,587
2025	$4,080.00 (+11.75%)	$270,540 (-9.92%) Building $270,540	$306,527 (+2.06%) Building $306,527
2023	$3,651.00 (+10.6%)	$300,334 (+15.35%) Building $300,334	$300,334 (+15.35%) Building $300,334
2022	$3,301.00	$260,374 Building $260,374	$260,374 Building $260,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Summit Broadband, Verizon.

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