3724 S Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 3724 S Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,726 sqft · built 1997
Lot Size	5.51 acres (240,016 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Oct 2023)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-11-4001-001`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-11-4001-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	240,016 sqft (5.51 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	534 sqft
Deck Area	Deck Area
Patio Area	143 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3724 S FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 240 FT OF E 1000 FT OF N 1/2 OF SE 1/4 5.51 ACRES SEC 11 T11N R2E ***NEW PARCEL SPLIT FROM 4001-000 11/3/97
Legal Range	02E
Legal Township	11N
Legal Section	11
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2006
Census Tract	12300

Owner

3724 S Fordney Rd is owned and occupied by an individual who bought it in October 2023.

Source: Saginaw County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3724 S FORDNEY RD, HEMLOCK, MI 48626-8706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 2, 2023	Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Oct 2, 2023 · Amount on File
Deed Document Number	202323779
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 30, 2023
Property Address	3724 S FORDNEY RD, HEMLOCK, MI 48626-8706
Document Number	0000023779
Instrument Date	Oct 30, 2023
Instrument	2023023779
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3724 S FORDNEY RD, HEMLOCK, MI 48626-8706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 ALLENDALE DR, SAGINAW, MI 48638-5403

Mortgage

Document Number	0000023780
Date	Oct 30, 2023
Instrument	2023023780

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 2, 2023
Property Address	3724 S FORDNEY RD, HEMLOCK, MI 48626-8706
Document Number	0000021765
Instrument Date	Oct 2, 2023
Instrument	2023021765
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3724 S FORDNEY RD, HEMLOCK, MI 48626-8706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 S FORDNEY RD, HEMLOCK, MI 48626-8706

Tax Assessment & Valuation

The 2025 property tax bill for 3724 S Fordney Rd was $5,098 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,000	$318,000
2025	$5,098.00 Homeowner's exemption
2023		$130,600 (+4.65%)	$261,200 (+4.65%)
2022	$3,209.00 (+9.78%) Homeowner's exemption	$124,800	$249,600
2021	$2,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3724 S Fordney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3724 S Fordney Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Fordney Rd

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