Frederick County property record for 3724 Mackall St, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,752 sqft · built 2012 |
| Lot Size | 0.208 acres (9,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Sep 2012) |
| Tax Bill | $9,929 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-254660 |
| Primary APN | 07-254660 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,752 sqft Living Area |
| Gross Area | 5,236 sqft |
| 1st Floor Area | 1,950 sqft |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,070 sqft (0.208 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 254660 |
|---|---|
| Street Address | 3724 MACKALL ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 22071 SECT M-22A 9,070 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M-22A PRCL |
| Legal Lot Number | 22071 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 752206 |
3724 Mackall St is owned and occupied by two individuals who acquired it in May 2021.
Source: Frederick County records, as of August 4, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3724 MACKALL ST, FREDERICK, MD 21704-7928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Aug 6, 2018 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Jun 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2012 · Amount on File |
| Deed Sale | Sep 27, 2012 · Amount on File |
| Deed Book / Page | 9115 / 47 |
| Last Transfer Date | May 13, 2021 |
| Transfer Doc | 0149810095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3724 MACKALL ST, FREDERICK, MD 21704-7928 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3724 MACKALL ST, FREDERICK, MD 21704-7928 |
| Document Number | 0161100169 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 16110/169 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 25, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3724 MACKALL ST, FREDERICK, MD 21704-7928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0125520418 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 12552/0418 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 25, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3724 MACKALL ST, FREDERICK, MD 21704-7928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ARMOUR SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0138500204 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 13850/204 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 10, 2021 |
| Property Address | 3724 MACKALL ST, FREDERICK, MD 21704-7928 |
| Document Number | 0149810088 |
| Book / Page | 14981 / 88 |
| Map Reference | MB 86 PL 34 |
| Instrument Date | May 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3724 MACKALL ST, FREDERICK, MD 21704-7928 |
| Document Number | 0001498195 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 14981/95 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $803,767 | $918,500 Land $277,600 Building $640,900 | |
| 2024 | $9,929.00 (+7.45%) | ||
| 2023 | $9,241.00 Homeowner's exemption | $697,400 | $746,400 Land $202,000 Building $544,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3724 Mackall St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3724 Mackall St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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