Burke County property record for 3724 Kathy Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1945 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Mar 2022) |
| Tax Bill | $1,026 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1762427875 |
| Primary APN | 1762427875 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
|---|---|
| Patio Area | 126 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3724 KATHY RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3724 KATHY RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20301 |
Source: Burke County records · APN 1762427875
Assessment roll updated September 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3724 KATHY RD, MORGANTON, NC 28655-9228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage WESTERN MORTGAGE |
| Mar 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO |
| Mar 12, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on Record |
| Deed Sale | Mar 28, 2022 · Amount on Record |
| Prior Sale | Mar 12, 2020 · Amount on Record |
| Deed Document Number | 202221019139 |
| Deed Book / Page | 2612 / 490 |
| Prior Transfer Date | May 08, 2010 |
| Prior Transfer Doc | 0020550937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 3724 KATHY RD, MORGANTON, NC 28655-9228 |
| Document Number | 0026006544 |
| Book / Page | 2884 / 649 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202626006544 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | ROYAL GULF TITLE LLC, ROYAL GULF TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3724 KATHY RD, MORGANTON, NC 28655-9228 |
| Document Number | 0000006545, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20266545 |
| Name | WESTERN MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 28, 2022 |
| Property Address | 3724 KATHY RD, MORGANTON, NC 28655-9228 |
| Document Number | 0026120490 |
| Book / Page | 2612 / 490 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022019139 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3724 KATHY RD, MORGANTON, NC 28655-9228 |
| Document Number | 2022019140 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022019140 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 12, 2020 |
| Property Address | 3724 KATHY RD, MORGANTON, NC 28655-9228 |
| Document Number | 0024530920 |
| Book / Page | 002453 / 000920 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 38186 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $32.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 997 BETHEL RIDGE LN MORGANTON NC 286556525, MORGANTON, NC 28655-6525 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 15, 2017 |
| Property Address | 3724 KATHY RD, MORGANTON, NC 28655-9228 |
| Document Number | 0022970611 |
| Book / Page | 002297 / 000611 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 5402 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2983 CORPENING CHAPEL RD MORGANTON NC 286554368, MORGANTON, NC 28655-4368 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,026.00 (-6.81%) | $157,918 (+2.06%) Land $14,522 Building $143,396 | $157,918 (+2.06%) Land $14,522 Building $143,396 |
| 2023 | $1,101.00 | $154,726 Land $14,522 Building $140,204 | $154,726 Land $14,522 Building $140,204 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 71 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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