3724 E el Carmen Ave, Orange, CA 92869 Property Records

Orange County property record for 3724 E el Carmen Ave, Orange, CA 92869 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,349 sqft · built 1963
Lot Size	0.168 acres (7,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Jun 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`093-374-03`

Property Details

APN / Parcel Number

Primary APN	`093-374-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,349 sqft Living Area

Exterior

Year Built	Built 1963
Lot Area	7,350 sqft (0.168 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3724 E EL CARMEN AVE
City	ORANGE
State	CA
Zip	92869-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4387 BLK LOT 21
Legal Tract	4387
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3008
Census Tract	21913

Owner

Source: Orange County records · APN 093-374-03

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jun 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Dec 27, 2017	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Mar 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	May 16, 2016
Last Transfer Date	Dec 27, 2017
Transfer Doc	0000557570
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508

Mortgage

Document Number	0000426770
Date	Jun 30, 2021
Instrument	2021000426770

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508

Mortgage

Document Number	0000426771
Date	Jun 30, 2021
Instrument	2021000426771

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Type Change Date	Aug 01, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508
Document Number	0000242160
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 09, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3724 E EL CARMEN AVE ORANGE CA 928692508, ORANGE, CA 92869-2508

Mortgage

Document Number	0000242160
Date	May 28, 2020
Instrument	242160

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.13%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508
Document Number	0000242159
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 09, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3724 E EL CARMEN AVE ORANGE CA 928692508, ORANGE, CA 92869-2508

Mortgage

Document Number	0000242159
Date	May 28, 2020
Instrument	242159

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.13%

December 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Dec 27, 2017
Property Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508
Document Number	0000557570
Instrument Date	Nov 27, 2017
Instrument	557570
Transaction Type	Transfer
Record Updated	Jan 04, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3724 E EL CARMEN AVE ORANGE CA 928692508, ORANGE, CA 92869-2508

Mortgage

Document Number	557571
Date	Dec 27, 2017
Instrument	557571

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Mortgage

Document Number	557572,
Date	Dec 27, 2017
Instrument	557572

Lender

Name	FEDERAL HOUSING COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.54%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3724 E EL CARMEN AVE, ORANGE, CA 92869-2508
Document Number	0000143521
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 E EL CARMEN AVE ORANGE CA 928692508, ORANGE, CA 92869-2508

Mortgage

Document Number	0000143521
Date	Apr 11, 2017
Instrument	143521

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,169.00 (+5.51%) Homeowner's exemption	$79,194 (+4.04%) Land $25,816 Building $53,378
2023	$1,108.00 (+6.33%) Homeowner's exemption	$76,120 Land $24,814 Building $51,306
2022	$1,042.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 432 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cosmo Network Solutions	Fixed Wireless (unlicensed)	350 / 150
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, California Internet, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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