3724 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3724 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,307 sqft · built 2018
Lot Size	0.045 acres (1,957 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Oct 2023)
Tax Bill	$6,221 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone A99 (high risk)
APN	`225-2830-016-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2830-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,307 sqft Living Area
1st Floor Area	471 sqft
2nd Floor Area	836 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,957 sqft (0.045 acres)
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3724 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4026
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3-PUD
Legal Description	NATOMAS FIELD PHASE 2, LOT 56, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	NATOMAS FIELD PHASE 2
Legal Lot Number	56
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3015
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	236 JUNEAU DR, VACAVILLE, CA 95687-7891
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Oct 4, 2023	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Feb 6, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LHM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Feb 6, 2019 · Amount on Record
Deed Book / Page	20231004 / 681
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3724 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 E COMMERCE WAY, SACRAMENTO, CA 95834-4026

Mortgage

Document Number	0000000872
Date	Aug 31, 2022
Instrument	2022083100872

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3724 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 E COMMERCE WAY, SACRAMENTO, CA 95834-4026

Mortgage

Document Number	0000000325
Date	Mar 22, 2021
Instrument	202103220325

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 4, 2023
Property Address	3724 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Document Number	0000000681
Map Reference	MB 393 PG 9
Instrument Date	Sep 25, 2023
Instrument	202310040681
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	236 JUNEAU DR, VACAVILLE, CA 95687-7891
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000682
Date	Oct 4, 2023
Instrument	202310040682

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3724 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 E COMMERCE WAY, SACRAMENTO, CA 95834-4026

Mortgage

Document Number	3220000000325
Date	Mar 22, 2021
Book Page	20210322/325

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2019
Property Address	3724 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Document Number	1902060776
Instrument Date	Jan 28, 2019
Instrument	1902060776
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 E COMMERCE WAY SACRAMENTO CA 958344026, SACRAMENTO, CA 95834-4026

Mortgage

Document Number	1902060777
Date	Feb 6, 2019
Instrument	1902060777

Lender

Name	LHM FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$494,190 (+2%) Land $135,252 Building $358,938
2025	$6,221.00 (-4.03%)	$484,500 (+31.58%) Land $132,600 Building $351,900
2024	$6,482.00 (+29.93%)
2023	$4,989.00 (+1.96%)	$368,219 Land $91,135 Building $277,084
2022	$4,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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