Montgomery County property record for 3724 Cardiff Rd, Chevy Chase, MD 20815
| Property Type | Single Family Home |
|---|---|
| Details | 6.5 ba · 8,134 sqft · built 1958 |
| Lot Size | 0.471 acres (20,514 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $20,897 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00639231 |
| Primary APN | 07-00639231 |
|---|---|
| Alternative APN |
|
| Full Baths | 6.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 8,134 sqft Living Area |
| Gross Area | 8,662 sqft |
| 1st Floor Area | 3,148 sqft |
| Basement Area | 2,980 sqft |
| Finished Basement | 2,980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,514 sqft (0.471 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 826 sqft |
| Deck Area | 444 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00639231 |
|---|---|
| Street Address | 3724 CARDIFF RD |
| City | CHEVY CHASE |
| State | MD |
| Zip | 20815-5944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CHEVY CHASE SEC 10 |
| Legal Subdivision | CHEVY CHASE |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 705100 |
3724 Cardiff Rd is owned and occupied by two individuals.
Source: Montgomery County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3724 CARDIFF RD, CHEVY CHASE, MD 20815-5944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3724 CARDIFF RD, CHEVY CHASE, MD 20815-5944 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | FIDELITY |
| Name | Verified Name |
|---|
| Document Number | 0623980235 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 62398/235 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3724 CARDIFF RD, CHEVY CHASE, MD 20815-5944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0551870270 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 55187/270 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 3724 Cardiff Rd was $20,897.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,110,067 (+17.78%) | $2,747,200 (+53.35%) Land $965,700 Building $1,781,500 | |
| 2025 | $20,897.00 | $1,791,500 Land $877,800 Building $913,700 | $1,791,500 Land $877,800 Building $913,700 |
| 2023 | $1,791,500 Land $877,800 Building $913,700 | $1,791,500 Land $877,800 Building $913,700 | |
| 2022 | $20,823.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3724 Cardiff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Jul 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3724 Cardiff Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures