Delaware County property record for 37231 S 690 Rd, Jay, OK 74346
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,512 sqft · built 2021 |
| Lot Size | 27 acres (1,176,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23N25E-16-2-00000-000-0000 |
| Primary APN | 23N25E-16-2-00000-000-0000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,176,120 sqft (27 acres) |
| Deck Area | 80 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1350 |
|---|---|
| Street Address | 37231 S 690 RD |
| City | JAY |
| State | OK |
| Zip | 74346-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 16-23-25 N2 SW NW LYING E OF CO RD & S2 NW NW LESS BEG AT SW COR OF THAT PT OF N2 SW NW LYING E OF CO RD FOR POB; E 417.4'; N |
| Legal Range | 25E |
| Legal Township | 23N |
| Legal Section | 16 |
| Jurisdiction | DELAWARE OK |
| Township / Civil Division | GROVE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 375601 |
37231 S 690 Rd, a rural home, is owned and occupied by two individuals.
Source: Delaware County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37231 S 690 RD, JAY, OK 74346-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Feb 2, 2021 | Deed of Trust, Mortgage · Construction Mortgage MID-AMERICAN MORTGAGE INC |
| Jun 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage GRAND SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | May 6, 2026 |
| Property Address | 37231 S 690 RD, JAY, OK 74346-4832 |
| Document Number | 0000004104 |
| Book / Page | 2652 / 760 |
| Instrument Date | May 5, 2026 |
| Instrument | 20264104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000004104, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 2652/760 |
| Instrument | 20264104 |
| Name | CORNERSTONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 5, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37231 S 690 RD, JAY, OK 74346-4832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | BUFFALO LAND ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 2363/98 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 2363/98 |
| Instrument | 2021-001240 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37231 S 690 RD, JAY, OK 74346-4832 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2241/370 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 2241/370 |
| Instrument | 2018-004129 |
| Name | GRAND SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | GROVE, OK 74345 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 30, 2038 |
The 2025 property tax bill for 37231 S 690 Rd was $1,197 with a homeowner's exemption, up 1.1% from the year before.
Source: Delaware County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Delaware County |
| Unified School District | Jay Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,262 (-15.01%) Land $2,190 Building $10,072 | $106,631 (-29.88%) Land $19,046 Building $87,585 | |
| 2025 | $1,197.00 (+1.1%) Homeowner's exemption | $14,428 (+3%) Land $1,143 Building $13,285 | $152,074 (-) Land $19,046 Building $133,028 |
| 2024 | $1,184.00 (+6.19%) Homeowner's exemption | $14,008 (+3%) Land $1,109 Building $12,899 | $152,074 (+28.6%) Land $19,046 Building $133,028 |
| 2023 | $1,115.00 Homeowner's exemption | $13,600 Land $983 Building $12,617 | $118,258 Land $8,546 Building $109,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37231 S 690 Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 37231 S 690 Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · lower than 61% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BOLT Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rally Networks DSL | 100 / 50 |
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