3723 Waterloo Pl, Williamsburg, VA 23188 Property Records

James City County property record for 3723 Waterloo Pl, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,756 sqft · built 2011
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$535,004 (Apr 2011)
Tax Bill	$6,630 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3 02-0-0343`

Property Details

APN / Parcel Number

Primary APN	`36-3 02-0-0343`
Alternative APN	`30938`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,756 sqft Living Area
Basement Area	1,716 sqft
Finished Basement	880 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	410 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30938
Street Address	3723 WATERLOO PL
City	WILLIAMSBURG
State	VA
Zip	23188-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-343 PH-6 GREENSPRINGS WEST
Legal Subdivision	GREENSPRINGS WEST
Legal Phase	6
Legal Lot Number	343
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2011
Census Tract	80304

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3723 WATERLOO PL, WILLIAMSBURG, VA 23188-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEWPORT NEWS SHIPBUILDING EMPL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2011 · Amount on Record
Deed Sale	Apr 14, 2011 · Amount on Record
Deed Document Number	110008248
Deed Book / Page	1100 / 8248
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3723 WATERLOO PL, WILLIAMSBURG, VA 23188-2006
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007312
Date	Apr 14, 2021
Instrument	210007312

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2036

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3723 WATERLOO PL, WILLIAMSBURG, VA 23188-2006
Document Number	0000014406
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014406
Date	Jul 21, 2017
Instrument	14406

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,630.00 (+6.42%)	$798,800 (+20.45%) Land $125,400 Building $673,400	$798,800 (+20.45%) Land $125,400 Building $673,400
2024	$6,230.00 (+13.19%)
2023	$5,504.00	$663,200 Land $101,800 Building $561,400	$663,200 Land $101,800 Building $561,400
2022	$5,504.00 (+13.06%)
2019	$4,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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