3723 Oak Lane Dr, Beloit, WI 53511 Property Records

Rock County property record for 3723 Oak Lane Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1956
Lot Size	0.558 acres (24,306 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2026)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 22110230`

Property Details

APN / Parcel Number

Primary APN	`206 22110230`
Alternative APN	`22110230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	24,306 sqft (0.558 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 22110230
Street Address	3723 OAK LANE DR
City	BELOIT
State	WI
Zip	53511-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 22 LATHERS WOODS 2ND ADD
Legal Subdivision	LATHERS WOODS
Legal Lot Number	22
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1063
Census Tract	2602

Owner

3723 Oak Lane Dr is owned and occupied by an individual who bought it in June 2026.

Source: Rock County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3723 OAK LANE DR, BELOIT, WI 53511-1937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER
Jan 11, 2017	Warranty Deed, Transfer
Jan 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Jan 11, 2017 · Amount on File
Deed Document Number	20262312185
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 17, 2026
Property Address	3723 OAK LANE DR, BELOIT, WI 53511-1937
Document Number	0002312185
Instrument Date	Jun 15, 2026
Instrument	20262312185
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3723 OAK LANE DR, BELOIT, WI 53511-1937
Investor	Possibly a Property Investor

Mortgage

Document Number	0002312185,
Date	Jun 17, 2026
Instrument	20262312185

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3723 OAK LANE DR, BELOIT, WI 53511-1937
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002155274
Date	Jun 1, 2020
Instrument	2155274

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 31, 2040

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3723 OAK LANE DR, BELOIT, WI 53511-1937
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002188123
Date	May 19, 2021
Instrument	2188123

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jan 11, 2017
Property Address	3723 OAK LANE DR, BELOIT, WI 53511-1937
Document Number	0002069944
Map Reference	DOC1741080
Instrument Date	Jan 9, 2017
Instrument	2069944
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 S BAKKE RD, BELOIT, WI 53511-8762

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jan 11, 2017
Property Address	3723 OAK LANE DR, BELOIT, WI 53511-1937
Document Number	0002069945
Instrument Date	Jan 9, 2017
Instrument	2069945
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3723 OAK LANE DR, BELOIT, WI 53511-1937

Mortgage

Document Number	0002069946
Date	Jan 11, 2017
Instrument	2069946

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3723 Oak Lane Dr was $3,193 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 Homeowner's exemption	$202,400 Land $60,000 Building $142,400	$222,300
2023	$2,667.00 Homeowner's exemption	$176,600 Land $32,000 Building $144,600	$200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3723 Oak Lane Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3723 Oak Lane Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

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