3723 Hardwick Ct, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3723 Hardwick Ct, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,756 sqft · built 2003
Lot Size	0.889 acres (38,725 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Nov 2018)
Tax Bill	$7,811 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Refinance + 5 more
APN	`0104010000010`

Property Details

APN / Parcel Number

Primary APN	`0104010000010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,756 sqft Living Area
1st Floor Area	1,289 sqft
Upper Floors Area	1,289 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,725 sqft (0.889 acres)
Lot Dimensions	215 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	72 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	526 sqft
Shed	1 Shed
Shed Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3723 HARDWICK CT
City	CHESAPEAKE
State	VA
Zip	23321-5763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	LOT 1 RESUB LT 1 SUB RAYMOND PROP .899AC
Legal Subdivision	POINT ELIZABETH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1003
Census Tract	21604

Owner

3723 Hardwick Ct is owned and occupied by two individuals who acquired it in January 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Sep 30, 2011	Deed of Trust, Mortgage · ARM MONARCH BANK
Jul 23, 2015	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE
Jun 27, 2006	Deed of Trust, Mortgage · Line of Credit CITIBANK FEDERAL SAVINGS
Jan 8, 2019	Gift Deed, Transfer
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Nov 6, 2013 · Amount on File
Deed Document Number	201831167
Deed Book / Page	9971 / 51
Last Transfer Date	Jan 8, 2019
Transfer Doc	9979/1127
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10096/1213
Date	Dec 30, 2019
Book Page	10096/1213
Instrument	190036334

Lender

Name	TRIUMPH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10254/1831
Date	Nov 12, 2020
Book Page	10254/1831
Instrument	200042412

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008498/441
Date	Sep 30, 2011
Book Page	8498/441

Lender

Name	MONARCH BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Adjustable	Adjustable Rate Rider

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009539/379
Date	Jul 23, 2015
Book Page	9539/379

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00006613/1
Date	Jun 27, 2006
Book Page	6613/1

Lender

Name	CITIBANK FEDERAL SAVINGS

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 8, 2019
Property Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763
Document Number	9979/1127
Book / Page	9979 / 1127
Instrument Date	Jan 8, 2019
Instrument	190000559
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 30, 2018
Property Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763
Document Number	9971/51
Book / Page	9971 / 51
Instrument Date	Nov 20, 2018
Instrument	180031167
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3723 HARDWICK CT, CHESAPEAKE, VA 23321-5763

Mortgage

Document Number	180031168
Date	Nov 30, 2018
Instrument	180031168

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3723 Hardwick Ct was $7,811, up 5.8% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$775,100 (+0.22%) Land $315,000 Building $460,100	$775,100 (+0.22%) Land $315,000 Building $460,100
2025	$7,811.00 (+5.83%)	$773,400 Land $308,000 Building $465,400	$773,400 Land $308,000 Building $465,400
2024	$7,381.00
2023		$695,800 (+1.19%) Land $298,000 Building $397,800	$695,800 (+1.19%) Land $298,000 Building $397,800
2022		$687,600 Land $285,000 Building $402,600	$687,600 Land $285,000 Building $402,600
2019	$5,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3723 Hardwick Ct; there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3723 Hardwick Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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