3723 Ferndale Ave, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore City property record for 3723 Ferndale Ave, Baltimore, MD 21207

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,624 sqft · built 1950
Lot Size0.132 acres (5,759 sqft)
OwnerCompany Name on File
Last Sale$210,000 (Apr 2023)
Tax Bill$3,901 (2023)
Deeds & MortgagesOct 2025 Mortgage
Sep 2023 Mortgage
+ 3 more
APN28-02-8257A-018

Property Details

APN / Parcel Number

Primary APN28-02-8257A-018
Alternative APN
  • 028257A018

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,624 sqft Total Area
1st Floor Area812 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area5,759 sqft (0.132 acres)
Lot Dimensions120 ft deep x 48 ft wide
PorchOpen Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number028257A018
Old Parcel Number28028257A018
Street Address3723 FERNDALE AVE
CityBALTIMORE
StateMD
Zip21207-8186
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description48X120
Legal Section02
Legal SubdivisionSAINT JAMES CONDO
Legal Block8257A
Legal Lot Number18
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group4
Census Block4012
Census Tract280102

Owner

3723 Ferndale Ave is owned by a company that bought it in April 2023.

Source: Baltimore City records, as of September 4, 2023

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1823, OWINGS MILLS, MD 21117-1833
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Apr 20, 2023Deed, Transfer · Construction Mortgage
KIAVI FUNDING INC
Feb 2, 2023Trustee's Deed, Foreclosure · Commercial Mortgage
12020 GEORGIA AVENUE LLC
Jan 31, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2023 · Amount on File
Deed SaleApr 20, 2023 · Amount on File
Prior SaleFeb 2, 2023 · Amount on File
Deed Document Number404410
Deed Book / Page25802 / 311
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address3723 FERNDALE AVE, BALTIMORE, MD 21207-8186
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanySTRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 STONE WALL CT, OWINGS MILLS, MD 21117-2466

Mortgage

Document Number0284030211
DateOct 6, 2025
Book Page28403/211
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055
Prepayment Penalty00 Months

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address3723 FERNDALE AVE, BALTIMORE, MD 21207-8186
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanySTRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TTL GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0262450129
DateSep 20, 2023
Book Page26245/129
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053
Prepayment Penalty00 Months

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE CITY MD
Recording DateApr 20, 2023
Property Address3723 FERNDALE AVE, BALTIMORE, MD 21207-8186
Document Number0258020311
Book / Page25802 / 311
Instrument DateMar 9, 2023
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanySTRATEGIC NATIONAL TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0258020316
DateApr 20, 2023
Book Page25802/316
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeConstruction Mortgage
AmountAmount on Record

February 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBALTIMORE CITY MD
Recording DateFeb 2, 2023
Property Address3723 FERNDALE AVE, BALTIMORE, MD 21207-8186
Document Number0255460128
Book / Page25546 / 128
Instrument DateNov 7, 2022
Transaction TypeForeclosure
Record UpdatedAug 10, 2023
Title CompanyCAL SETTLEMENTS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0255460133
DateFeb 2, 2023
Instrument25546-0133
Lender
Name12020 GEORGIA AVENUE LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term9 Months
DueNov 7, 2023

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address3723 FERNDALE AVE, BALTIMORE, MD 21207-8186
Document Number0210240441
Instrument DateJan 31, 2019
Transaction TypeMortgage
Record UpdatedApr 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3723 FERNDALE AVE BALTIMORE MD 212078186, BALTIMORE, MD 21207-8186

Mortgage

Document Number0210240441
DateApr 12, 2019
Book Page021024/000441
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueApr 11, 2044

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,901.00 (+5.18%)$165,300 (+5.15%)$173,400 (-) Land $35,700 Building $137,700
2022$3,709.00$157,200$173,400 Land $35,700 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3723 Ferndale Ave; there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3723 Ferndale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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