1. Home
  2. Florida
  3. Monroe County
  4. Key West
  5. Cindy Ave

3723 Cindy Ave, Key West, FL 33040 Property Records

Monroe County property record for 3723 Cindy Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,091 sqft · built 1963
Lot Size0.2 acres (8,703 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Dec 1997)
Tax Bill$4,010 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone AE (high risk)
APN00054650-000000

Property Details

APN / Parcel Number

Primary APN00054650-000000
Alternative APNs
  • 01010100054650000000
  • 1055255

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,091 sqft Living Area
1st Floor Area2,091 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,703 sqft (0.2 acres)
Lot Dimensions105 ft deep x 82 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area264 sqft
PorchFlorida Room
Porch Area312 sqft
Patio Area1,177 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1055255
Street Address3723 CINDY AVE
CityKEY WEST
StateFL
Zip33040-4407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionBK 2 LT 16 AND WLY 1/2 LT 17 KW PEARLMAN ESTATES PB3-100 OR188-522/23 OR397-1020/21 OR973-721 OR1488-1896/97 OR1518-356/57 OR1676-888/89 OR2595-2048/49
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES
Legal Block2
Legal Lot Number16,17
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1022
Census Tract971900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3723 CINDY AVE, KEY WEST, FL 33040-4407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 1997 · Amount on Record
Deed SaleDec 12, 1997 · Amount on Record
Prior SaleApr 1, 1986 · Amount on Record
Deed Book / Page1488 / 1896
Last Transfer DateOct 23, 2012
Transfer Doc0025952048
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3723 CINDY AVE, KEY WEST, FL 33040-4407
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3723 CINDY AVE, KEY WEST, FL 33040-4407

Mortgage

Document Number0032402131
DateAug 30, 2023
Book Page3240/2131
Instrument2430455
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 16, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$483,847 (+5.99%)$929,146 (-1.56%) Land $574,398 Building $354,748
2024$4,010.00 (+1.83%)
2023$3,938.00 (+4.57%) Homeowner's exemption$456,516 (+3%)$943,834 (+16.72%) Land $633,578 Building $310,256
2022$3,766.00 Homeowner's exemption$443,220$808,642 Land $494,330 Building $314,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Cindy Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures