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3722 White Rock Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 3722 White Rock Cir, Harlingen, TX 78552

Property Summary

Property TypeSingle Family Home
Details2,227 sqft
Lot Size0.312 acres (13,600 sqft)
Owner2 Individual Names on File
Last Sale$414,532 (Jul 2026)
Tax Bill$6,948 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN984178-0020-003000

Property Details

APN / Parcel Number

Primary APN984178-0020-003000
Alternative APN
  • 447833

Interior

Stories1 Story
Building Area2,227 sqft Living Area
Gross Area2,690 sqft
1st Floor Area2,227 sqft

Exterior

Lot Area13,600 sqft (0.312 acres)
Garage TypeAttached
Garage Area463 sqft
DrivewayDriveway
Driveway Area1,698 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area260 sqft

Location & Zoning

Street Address3722 WHITE ROCK CIR
CityHARLINGEN
StateTX
Zip78552-4459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARNER ESTATES BLK 2 LOT 3 (2024 PLAT C1-4654-55 CCMR FILED 9/06/2023)
Legal SubdivisionGARNER ESTATES
Legal Block2
Legal Lot Number3
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1001
Census Tract12003

Owner

3722 White Rock Cir is owned and occupied by two individuals who bought it in July 2026.

Source: Cameron County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address3722 WHITE ROCK CIR, HARLINGEN, TX 78552-4459
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2026 · Amount on File
Deed SaleJul 31, 2026 · Amount on File
Deed Document Number202627856
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCAMERON TX
Recording DateJul 31, 2026
Property Address3722 WHITE ROCK CIR, HARLINGEN, TX 78552-4459
Document Number0000027856
Instrument DateJul 31, 2026
Instrument202627856
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanySTEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3722 WHITE ROCK CIR, HARLINGEN, TX 78552-4459
InvestorPossibly a Property Investor

Mortgage

Document Number0000027857,
DateJul 31, 2026
Instrument202627857
Lender
NameKIND LENDING LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3722 White Rock Cir was $6,948, up 257% from the year before.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityHarlingen City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,371 (+3.97%) Land $87,720 Building $259,651$347,371 (+3.97%) Land $87,720 Building $259,651
2025$6,948.00 (+257.04%)$334,095 Land $87,720 Building $246,375$334,095 Land $87,720 Building $246,375
2024$1,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3722 White Rock Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims8 (2019–2025)
Claims Outside the SFHA8 of 8
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3722 White Rock Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARLINGEN WATER WORKS SYSTEM
serves 85,900 people · EPA ID TX0310002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
VTX Communications
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
RGV Communications
Fixed Wireless		100 / 100

May also be available: AT&T, Smartcom Telephone, T-Mobile.

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