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3722 Charles St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3722 Charles St, Saint Joseph, MO 64506

Property Summary

Property TypeSingle Family Home
Details1,342 sqft · built 2011
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$107,900 (Apr 2020)
Tax Bill$1,667 (2025)
Deeds & MortgagesMar 2022 Sale
Apr 2020 Mortgage
APN06-1.0-11-003-001-020.011

Property Details

APN / Parcel Number

Primary APN06-1.0-11-003-001-020.011

Interior

Building Area1,342 sqft Base Area
1st Floor Area1,342 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleTownhouse
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions116 ft deep x 40 ft wide

Location & Zoning

Street Address3722 CHARLES ST
CitySAINT JOSEPH
StateMO
Zip64506-3462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description11-57-35SWSUB:CHARLES WAY LOT:9 BLK:LGL DESC:
Legal Range35W
Legal Township57N
Legal Section11
Legal SubdivisionCHARLES WAY
Legal Lot Number9
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4012
Census Tract701

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3722 CHARLES ST, SAINT JOSEPH, MO 64506-3462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Beneficiary Deed, Transfer
Apr 16, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2020 · Amount on Record
Deed SaleApr 16, 2020 · Amount on Record
Prior SaleMar 31, 2014
Deed Document Number20202931
Deed Book / Page3747 / 784
Last Transfer DateMar 25, 2022
Transfer Doc003774/233
Record UpdatedSep 20, 2026

March 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionBUCHANAN MO
Recording DateMar 25, 2022
Property Address3722 CHARLES ST, SAINT JOSEPH, MO 64506-3462
Document Number003774/233
Book / Page3774 / 233
Instrument DateMar 25, 2022
Instrument2022002819
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3722 CHARLES ST, SAINT JOSEPH, MO 64506-3462

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4580 US HIGHWAY 169, KING CITY, MO 64463-8106

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateApr 16, 2020
Property Address3722 CHARLES ST, SAINT JOSEPH, MO 64506-3462
Document Number003747/784
Book / Page3747 / 784
Instrument DateApr 16, 2020
Instrument2020002931
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyPREFERRED TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3722 CHARLES ST, SAINT JOSEPH, MO 64506-3462

Mortgage

Document Number2020002932
DateApr 16, 2020
Instrument2020002932
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,667.00$24,220 (+5.95%) Land $4,750 Building $19,470$127,460 (+5.96%) Land $25,000 Building $102,460
2024$1,667.00 (+10.76%)
2023$1,505.00 (-0.73%)$22,860 (-) Land $4,750 Building $18,110$120,290 (-) Land $25,000 Building $95,290
2022$1,516.00$22,860 Land $4,750 Building $18,110
2021$120,290 Land $25,000 Building $95,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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