Lorain County property record for 37213 Capel Rd, Grafton, OH 44044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,988 sqft · built 2010 |
| Lot Size | 2.31 acres (101,059 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $50,000 (Oct 2009) |
| Tax Bill | $4,869 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-078-000-041 |
| Primary APN | 11-00-078-000-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,988 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 101,059 sqft (2.31 acres) |
| Garage Type | Mixed |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|
| Street Address | 37213 CAPEL RD |
|---|---|
| City | GRAFTON |
| State | OH |
| Zip | 44044-9474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -038 2.32 AC |
| Legal Subdivision | EATON TOWNSHIP |
| Legal Lot Number | 78 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 95100 |
The current owner of 37213 Capel Rd bought it in October 2009.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1100 HUNTERS CROSSING #207 #, 207, GRAFTON, OH 44044 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage YOUR HM FIN'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2009 · Amount on File |
| Deed Sale | Oct 14, 2009 · Amount on File |
| Prior Sale | Jul 9, 2004 |
| Deed Document Number | 2009004162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 37213 CAPEL RD, GRAFTON, OH 44044-9474 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 37213 CAPEL RD, GRAFTON, OH 44044-9474 |
| Document Number | 0000011025 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-0011025 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 37213 CAPEL RD, GRAFTON, OH 44044-9474 |
| Document Number | 0000795045 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 37213 CAPEL RD GRAFTON OH 440449474, GRAFTON, OH 44044-9474 |
| Document Number | 0000795045 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 795045 |
| Name | YOUR HM FIN'L LLC |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 21, 2035 |
The 2025 property tax bill for 37213 Capel Rd was $4,869.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,869.00 | $110,070 (+%) Land $25,550 Building $84,520 | $314,480 (-) Land $73,000 Building $241,480 |
| 2024 | $4,869.00 (+0.25%) | $110,068 (+9.54%) Land $25,550 Building $84,518 | $314,480 (+9.54%) Land $73,000 Building $241,480 |
| 2023 | $4,857.00 (+2.06%) | $100,482 (-0.01%) Land $19,285 Building $81,197 | $287,090 Land $55,100 Building $231,990 |
| 2022 | $4,759.00 | $100,490 Land $19,290 Building $81,200 | |
| 2021 | $287,090 Land $55,100 Building $231,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37213 Capel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37213 Capel Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GLW Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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