Wilson County property record for 3721 Trace Dr W, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,188 sqft · built 2007 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jan 2021) |
| Tax Bill | $3,989 (2025) |
| Deeds & Mortgages | Nov 2007 Construction Loan Mar 2015 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3702-50-5817.000 |
| Primary APN | 3702-50-5817.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Heated Area |
| 1st Floor Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 58,370 sqft (1.34 acres) |
| Lot Dimensions | 450 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3721 TRACE DR W |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-8421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR6 |
| Legal Description | 3721 TRACE DR W L11S1 WLKRS TRC 1.00LT |
| Legal Subdivision | FINAL WALKERS TRACE |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 402 |
3721 Trace Dr W is owned and occupied by an individual who bought it in January 2021.
Source: Wilson County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2007 | Deed of Trust, Mortgage · Construction Mortgage BRANCH BANKING AND TRUST CO |
| Mar 11, 2015 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jan 14, 2021 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| May 4, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Mar 3, 2005 | Sheriff's Deed, Foreclosure · Conventional Mortgage EQUITY SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on File |
| Deed Sale | Jan 14, 2021 · Amount on File |
| Prior Sale | May 4, 2018 · Amount on File |
| Deed Book / Page | 2873 / 479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002283/233 |
|---|---|
| Date | Nov 2, 2007 |
| Book Page | 2283/233 |
| Instrument | 2007-00012373 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002606/426 |
|---|---|
| Date | Mar 11, 2015 |
| Book Page | 2606/426 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Jan 14, 2021 |
| Property Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Document Number | 002873/479 |
| Book / Page | 2873 / 479 |
| Map Reference | MB 24 PG 23&24 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 CLEMENS DR, PIKEVILLE, NC 27863-8107 |
| Name | Verified Name |
|---|---|
| Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Document Number | 002873/481 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 2873/481 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 10.3% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | May 4, 2018 |
| Property Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Document Number | 002741/758 |
| Book / Page | 2741 / 758 |
| Map Reference | MB24 PGS 2324 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 AVONCROFT LN, MIDDLETOWN, NY 10940-5078 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Document Number | 0002741760 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2741/760 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 4 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10.2% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Mar 3, 2005 |
| Property Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Document Number | 002089/774 |
| Book / Page | 2089 / 774 |
| Map Reference | MB24 PG23&24 |
| Instrument Date | Feb 28, 2005 |
| Instrument | 2005-00002334 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3721 TRACE DR W, WILSON, NC 27893-8421 |
| Investor | Possibly a Property Investor |
| Document Number | 200500002335 |
|---|---|
| Date | Mar 3, 2005 |
| Instrument | 2005-00002335 |
| Name | EQUITY SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 3721 Trace Dr W was $3,989.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,150 (-) Land $45,000 Building $311,150 | $356,150 (-) Land $45,000 Building $311,150 | |
| 2025 | $3,989.00 | $356,150 (-) Land $45,000 Building $311,150 | $356,150 (-) Land $45,000 Building $311,150 |
| 2024 | $356,150 Land $45,000 Building $311,150 | $356,150 Land $45,000 Building $311,150 | |
| 2021 | $2,764.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3721 Trace Dr W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3721 Trace Dr W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Greenlight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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