3721 Riley Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3721 Riley Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,048 sqft · built 2004
Lot Size	4.79 acres (208,765 sqft)
Owner	Individual Name on Record
Last Sale	$24,900 (Jan 2004)
Tax Bill	$4,608 (2026)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-0240-00450`

Property Details

APN / Parcel Number

Primary APN	`520-0240-00450`
Alternative APN	`888584`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,048 sqft Gross Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	208,765 sqft (4.79 acres)
Garage Area	1,440 sqft
Deck Area	200 sqft
Patio Area	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	888584
Street Address	3721 RILEY RD
City	DULUTH
State	MN
Zip	55803-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOT: 0006 BLOCK:003 SERIAL #
Legal Subdivision	SUBDIVISION OF NE1 4 SEC26 TWP
Legal Block	3
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1012
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3721 RILEY RD, DULUTH, MN 55803-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2004 · Amount on Record
Deed Sale	Jan 9, 2004 · Amount on Record
Deed Document Number	2004768497
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3721 RILEY RD, DULUTH, MN 55803-1132
Document Number	000T998968
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3721 RILEY RD DULUTH MN 558031132, DULUTH, MN 55803-1132

Mortgage

Document Number	000T998968
Date	Jun 11, 2018
Instrument	T998968

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,608.00 (+3.64%) Homeowner's exemption
2025	$4,446.00 (+2.44%) Homeowner's exemption	$358,500 (+0.11%) Land $53,000 Building $305,500	$358,500 (+0.11%) Land $53,000 Building $305,500
2024	$4,340.00	$358,100 (+17.56%) Land $52,600 Building $305,500	$358,100 (+17.56%) Land $52,600 Building $305,500
2022		$304,600 Land $50,100 Building $254,500	$304,600 Land $50,100 Building $254,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20