Polk County property record for 3721 Fieldstone Cir, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,573 sqft · built 2016 |
| Lot Size | 0.23 acres (10,023 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,400 (Jul 2016) |
| Tax Bill | $3,664 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-24-588503-001360 |
| Primary APN | 26-28-24-588503-001360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,573 sqft Living Area |
| Gross Area | 3,172 sqft |
| 1st Floor Area | 2,573 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,023 sqft (0.23 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 599 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 240 sqft |
| Street Address | 3721 FIELDSTONE CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-3247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB ESTATES PB 144 PG 25-27 LOT 136 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 24 |
| Legal Subdivision | COUNTRY CLUB ESTATES |
| Legal Tract | 588503 |
| Legal Block | 2 |
| Legal Lot Number | 136 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 12802 |
3721 Fieldstone Cir is owned and occupied by an individual who bought it in July 2016.
Source: Polk County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3721 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Feb 27, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Mar 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Aug 15, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on File |
| Deed Sale | Jul 11, 2016 · Amount on File |
| Prior Sale | Mar 3, 2016 · Amount on File |
| Deed Document Number | 2016124392 |
| Deed Book / Page | 9873 / 767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3721 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3721 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Document Number | 0000064722 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 13047/1393 |
| Instrument | 2024064722 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3721 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3721 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Document Number | 0000044972 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 12594/685 |
| Instrument | 2023044972 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3721 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000131768 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 12252/1898 |
| Instrument | 2022131768 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3721 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3721 FIEIDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Document Number | 0000056811 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 11609/317 |
| Instrument | 2021056811 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 15, 2018 |
| Property Address | 3721 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3247 |
| Document Number | 0105812134 |
| Book / Page | 010581 / 002134 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 173728 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3721 Fieldstone Cir was $3,664 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,878 (+2.7%) | $312,968 (-1.42%) Land $50,000 Building $262,968 | |
| 2025 | $3,664.00 Homeowner's exemption | $239,414 | $317,490 Land $50,000 Building $267,490 |
| 2023 | $3,457.00 (+2.92%) Homeowner's exemption | $225,890 (+3%) | $349,820 (+8.64%) Land $48,000 Building $301,820 |
| 2022 | $3,359.00 Homeowner's exemption | $219,311 | $321,995 Land $40,000 Building $281,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3721 Fieldstone Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3721 Fieldstone Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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